하나캐피탈 - 원큐캐피탈

Use various services such as lease/rental car self-quotation and credit loan limit inquiry in one minute on the Hana Capital app.

Need a car?
All car finance, including long-term car rental, auto lease, auto installment, and auto loan, is available here.

Are you looking for a loan?
All loans are available here, including credit loans, apartment loans, car mortgage loans, and additional loans for top customers.

Do you need medical equipment or equipment?
Lease/installment of medical equipment, screen golf, general equipment, etc. is available here.

The only app where everything is possible, Hana 1Q Capital!!

From those seeking consultation to customers using Hana Capital
All you need is Hana One Q Capital.

Special
Higher limits, lower interest rates!
We have a variety of special products just for you.

Simple
It is organized intuitively, focusing on essential content.
You can quickly find what you're looking for.

Speed
There are no cumbersome or inconvenient services.
Providing fast service from limit inquiry to contract and execution.


[Main services]

■ Car finance
Direct long-term rental car, direct auto lease, auto installment, auto loan, used car auto loan, auto succession, 1Q Direct auto loan

■ Personal loan
eHana Credit Loan, Happy Apartment Loan, Apartment Loan, 1Q Car Loan, Excellent Customer Additional Loan, e-Rental Housing Loan, Business Home Mortgage Loan, Stock Loan

■ Medical equipment and equipment
Medical device/equipment lease, medical device/equipment installment, durable reinstallation

■ Check the loans you are using at a glance
- Check the loan you are using and the payment amount for this month at a glance
- Check early repayment application as well as fine/automobile tax and maintenance history inquiry at a glance

■ Progress status inquiry
Check the status of the product being applied for and follow up

■ Easiest document submission and certificate issuance
Easily submit documents on mobile without complicated procedures
Mobile, simple and safe certificate issuance

■ Easy membership registration, diverse and convenient authentication
Select from various identity verification options (mobile phone, joint authentication, card authentication, simple authentication)

■ Real estate and automobile market price inquiries
Just enter your car number and you'll be able to check your car's price.
Check the market price of your house as well as the price of your favorite apartment at once.


[Usage Guide]
- Customers using the previous version need to update to the current version.
- When running the app for the first time after an update, settings such as simple login are required.

[Information on access rights for using the app]
- Telephone (required): Used to connect to the customer center and ARS hotline, verify identity when registering as a member, and check terminal information to distinguish existing users.
- Camera (optional): Used when transmitting photo files through a camera
- Storage space (optional): Used when transferring data stored in external storage (memory)
- Location (optional): Used when collecting current location information, such as inventory financing and actual shooting
- App activity (extensive app visibility): Collects threat information (rooting, viruses, remote access apps, etc.) installed on the device to prevent electronic financial transaction incidents.
- Device/other identifier: Collection of identifiers for checking designated terminals to prevent electronic financial transaction accidents
* You can use optional access rights even if you do not agree, but there may be restrictions in some services.
* Access rights can be changed in the [Settings > Applications > Hana Capital > Permissions] menu.

[Loan-related information]
- Loan repayment period: 12 to 84 months
- Annual interest rate: 0.0%~19.9%
*Differential depending on product and personal credit rating, etc.
- Interest charging period: collected every month
*If 1 million won on January 1 (first payment date February 1) is repaid in equal installments over 12 months at an annual interest rate of 7.0%, the total payment amount is 1,038,322 won.
- Late payment interest rate
ㆍInterest: Contracted interest rate +3% (but within the legal maximum interest rate)
ㆍInterest-free: commercial agreement interest rate +3% (but within the legal maximum interest rate)
- Early repayment fee: Differentially applied depending on the elapsed period from the loan execution date (up to 2% early repayment fee)
- Handling fee: None
- Stamp duty (Hana Capital and financial consumers pay 50% each)
ㆍLoan amount exceeding 50 million won: 70,000 won
ㆍLoan amount exceeding 100 million won but less than 1 billion won: 150,000 won


Hana Capital Customer Center: 1800-1110