Choice Loans

Contains ads
3.3
476 reviews
5K+
Downloads
Content rating
Rated for 3+
Screenshot image
Screenshot image
Screenshot image

About this app

Get the financial help you need today with simple application and a quick approval. Pay it off and borrow again as often as you need to.

OUR LOAN REQUEST FEATURE.
- Easy loan application process — takes less than 5 minutes.
- Quick and easy approval process.
- Paperless application process on your mobile phone.
- No credit history required.
- Fast credit limit growth — increases every time you repay on time.

HOW IT WORKS
• Easy Sign up
Download the app and create a profile within minutes.
• Request a Loan
Choose the desired cash amount and how long you want to borrow.
• Loan Repayment Calculator
Check the interest rate of the borrowed amount. No other fees are charged.
• Receive Money
Once your loan is confirmed, the money is transferred straight to your line of credit speedily.
• Repayment
Make full or spread repayments over up to 12 months.
Remember the more you payback on time, the more you can borrow.

WHO CAN APPLY
Any person 18+ years old holding a valid ID and a mobile number.
Have ability to repay.
• Loan Amount: USD 50 – USD 2000
• Tenure: 91 - 365 days
• Maximum Annual Percentage Rate (APR): 24% per year

We provide unsecured mobile loans from USD 50 to USD 2,000 with flexible payback period from 91 days to 365 days and interest rate from 3% to 18% per year. The minimum Maximum Annual Percentage Rate (APR) is 20 % and maximum APR is 48% per year.

Representative Example:
Apply for a loan of USD 400 with period 120 days, Interest Rate is 15%, APR is 24%.
- Loan Principal: USD 400 (120 days)
- Total Interest Fee: USD 60 ( 400 * 15%)
- Repayment Amount: USD 460 ( 400 + 60 )

PRIVACY AND PERMISSION
Trusted to keep your information secure. Your data is safe with us. We take your privacy very seriously and promise to never share your information with third parties.

CONTACT US
If you have questions regarding a loan inquiry, approval, payments or feedback, please e-mail us at cemesmobile@gmail.com

DISCLAIMERS
We are not a bank or a personal loan app. Instead, we provide personal lines of credit. United Kingdom.

We do not ask the applicant to pay advance money for a loan.
We have provided guideline on how to apply for a loan.
Updated on
Sep 23, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
471 reviews
Ngabirano Boaz
November 7, 2023
Your app is very good to open and as per now I think everything is going to be well .it is a good app I like it and I wish all people can use this app to get loan because you can choose the loan you wish you can manage to pay on time.that is wonderful and iam requesting every body who need to apply for a loan to try and visit choice loans .I think it is the best kind of loan every one needs to satisfy the needs.let me talk about is again.it is the best kind of loans everyone needs . thanks!.
26 people found this review helpful
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Kennedy Tandeo
April 16, 2024
Very easy and straight forward, no difficulties but be specific with the period (how many days) one should wait for cash disbursement. For now am giving you two stars
1 person found this review helpful
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paul lupinda
November 17, 2023
Wow, this is a very goodmobile loan app and very easy to register and apply on flexible terms. I give four stars reasons being that am not really sure if they'll disburse money looking at the fact that the app doesn't provide further information and applicant verifications.
35 people found this review helpful
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What's new

Regular improvements.