Dovly AI - Credit Engine

In-app purchases
4.7
13.1K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Boost your credit score fast with an AI credit engine proven to optimize results. Dovly AI is more than a credit builder, credit repair app or credit monitoring app. It’s all things credit, all in one app, for all Americans.

Download the only credit app you'll ever need and let Dovly’s AI credit engine work on your behalf to repair, (re) build, monitor, and protect your credit score – 100% free. No credit card required. Join the members that see a 79 pt credit score increase. *

Achieving major life milestones made easy with Dovly’s AI credit engine.

Get approved for a new credit card, secure a mortgage, save money, start planning your future family - endless possibilities with better credit. Enroll in minutes online (no call center agents!) and get a head-turning credit score with credit monitoring, alerts, scores, tips and tricks – for free.

With more than 3,000,000 total points increased **, Dovly’s AI credit repair engine know what it takes to make your credit right. Say goodbye to lawyers, paid credit repair companies, and juggling multiple online tools like Credit Karma and Kikoff credit builder app and say hello to Dovly’s AI credit score app. Provides access to AI-powered disputes with TransUnion®, monthly TransUnion free credit score and report, personalized credit tips, credit health & other financial product recommendations – all in one place.


* Average increase experienced by a sample of 18,831 Dovly Premium AI members that have been enrolled more than 6 months, as of September 2023.
** The combined total credit score increase among Dovly members through Novemeber 2023.
Terms and conditions: https://www.dovly.com/terms-conditions/
Privacy policy: https://www.dovly.com/privacy-policy
Updated on
May 3, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
12.8K reviews
Joe Alvarado
April 7, 2024
Stick to using a free app or disputing through the credit bureaus themselves. This company does NOTHING but the absolute bare minimum when paid. They say they'll send disputes to all three bureaus, but they only do it either 1 dispute at a time or they just take advantage of the snail pace sending out disputes to capitalize on your subscription. A.I. has done nothing other apps do for free. My credit score has dropped almost 100pts since using it, which is not what they promise.
38 people found this review helpful
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Dovly.com
April 8, 2024
Hey Joe, Dovly automates and sends inaccurate information to all 3 credit bureaus on our premium plan, depending on what is selected. Please reach out to support@dovly.com and we can take a look at your account, since you are seeing different score metrics than we are.
beth allen
February 6, 2023
I've been using the free option for the last 2 months just to see how it works. This option allows one dispute per month. The items I disputed were removed and my credit score has gone up over 20 points. The subscription is $40 which is a deal compared to other credit fixing companies. I have many more items to dispute and will definitely be subscribing.
613 people found this review helpful
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Dovly.com
February 6, 2023
Beth, thank you so much for leaving such a wonderful review of your experience with us! We are so glad you are enjoying our service and are so excited for you to upgrade to see even faster results!
Missy Redx
May 13, 2023
A legitimate app that has helped a lot. Only downside is that I can't choose a specific credit bureau. Example, TransUnion deletes an item but the others don't OR maybe two of the three deletes and the third one don't. Also TransUnion results are posted in app but not the other two. In time, I hope Dovly will continue to improve their app and make it even more streamlined than it is now.
532 people found this review helpful
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What's new

We've made bug fixes and improvements to help you on your credit journey. Enjoy!