3.2
2.66K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Presenting Bharat Loan : Aage Badho!

Bharat Loan stands as your comprehensive solution for all financial requirements. Life often presents unforeseen challenges, especially in managing finances. That's precisely why we have crafted our Instant Personal Loan service to be your steadfast and empathetic financial ally, offering rapid and seamless solutions precisely when you need them.
In life, challenges often close doors, leaving us feeling trapped and uncertain. At Bharat Loan, we understand the frustration of closed opportunities. That's why we stand apart - when all the doors are closed, ours swing open wide

Rapid and Effortless Application Process
Transparent and Unambiguous Process Flow
Competitive and Alluring Interest Rates
Secure and Reliable Platform
Flexible Repayment Options
Enhanced Approval Possibilities
No In-Person Verification Required
Tailored Executive Support
Digital eKYC and Aadhaar-Based eSignatures
Real-Time Application Tracking




How Bharat Loan Works: Your Path to Financial Freedom

-> Submit Your Application Digitally : Our intuitive online application platform enables you to effortlessly apply for a personal loan right from your home. Enter the essential information and securely upload the necessary documents using our user-friendly interface.

-> Rapid Approval Process: Upon receiving your application, our dedicated team processes it promptly, ensuring a swift response. Expect a quick turnaround, allowing you to meet your financial needs without unnecessary delays.

-> Access Funds Swiftly: Upon approval, the funds are transferred directly to your bank account, giving you the freedom to address urgent financial needs such as medical bills, education expenses, or unexpected circumstances without any delay or hindrance.

-> Convenient Repayment Options: We provide adaptable repayment plans designed to match your financial situation. Select a repayment schedule that aligns with your needs, ensuring a convenient and hassle-free loan repayment process.


Key Considerations Before Applying for a Personal Loan:

* Loan Amount: Minimum 5,000 to Maximum 1 Lakh
* Repayment Tenure: Minimum 2 Months to Maximum 12 Months
* Rate of Interest / Annual Percentage Rate (APR): 35% (Fixed)
* Processing Fees: Rs 2% of the Loan Amount
Note:- GST on Processing Fee (Exclusive): 18%

Representative Example :
- Loan Amount: ₹50,000
- APR: 35%
- Tenure: 12 months
- Processing Fee: ₹1000
- GST on Processing Fee: ₹180
- Amount Disbursed: ₹48,820
- EMI: ₹4,998
- Total Repayment Amount: ₹59,978
- Total Interest: ₹9,978

About Us :
Welcome to Bharat Loan, a full-service digital lender dedicated to helping people get the money they need to achieve their goals. Bharat Loan is a FinTech company that was founded with the goal of integrating a significant number of salaried professionals who had been turned down for credit by traditional banks and financial institutions into the appropriate credit structure. It is a brand unit of DEVMUNI LEASING & FINANCE LIMITED, an NBFC listed with the RBI

Our mission is simple - Today, one needs a fully digital and futuristic environment in the comfort of their home. And we here give you and your loved one additional security and a stable financial future! True friends always lend a hand! If you are unsure of who to call in the event of an emergency financial shortage.

App Disclaimer:

Your consent is paramount, and we will only use the information you provide for the specific purpose of your loan application. Your privacy and security are our top priority
1. Camera - to click document pictures
2. Device Info - To Detect the Fraud
3. Files - To upload the pdf or images

Rest assured, the information you provide will be strictly used to verify your identity and facilitate a seamless digital loan application process.

For More Details or Customer Support :
Website - www.bharatloan.com
Customer Care - +91-8282824-644
Email - care@bharatloan.com
Updated on
Mar 21, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.2
2.65K reviews
Dipankar Sutradhar
May 2, 2024
I've been a long-time user of Bharat Loan, and I must say, I'm incredibly disappointed with the recent decline in service quality. Initially, the application process was smooth and efficient, typically taking between 30 minutes to an hour. However, in recent times, there has been a noticeable increase in delays, which is incredibly frustrating. If this trend continues, it's only fair to explore other options.
57 people found this review helpful
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DEVMUNI LEASING & FINANCE LIMITED
May 3, 2024
We're always looking to improve your experience. Any specific incident we can look into for you? Let us know by reaching out to +918282824644.
Pinaki Bhattacharya
May 9, 2024
I got a loan for 3 times for which I thanks the app. However, as it has been said in app it takes 30 minutes to process loan is not at all true as it sometimes takes 10 days despite of taking 3rd time loan you need to again submit all your documents which is total waste of time and despite repaying before time my loan the tenurity never increased and behavour of CS advisor is worst as a well as there English language. The interest rate and repayment amount is also huge.
3 people found this review helpful
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DEVMUNI LEASING & FINANCE LIMITED
May 10, 2024
Dear User, we are extremely sorry for the inconvenience. To help you with this, we would like to know your feedback in detail. Kindly write to us at +918282824644. We will help you at the earliest.
Rohit Kumar
May 12, 2024
Bharat loan: This this app was very good,It's easy way to apply loan and many loans are available like home loans. They transfer money immediately to your account. This application is great and it's customer experience is awesome. It is a game-changer in the finance world. Highly recommended.
10 people found this review helpful
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DEVMUNI LEASING & FINANCE LIMITED
May 15, 2024
Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.

What's new

.Bugs Fixed