Credit Sesame: Build Credit

Contains adsIn-app purchases
4.7
166K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Credit Sesame is a free credit score management app. We help you access, understand, and protect your credit all in one place.

With a free Credit Sesame account, you get your TransUnion credit score right away, with personalized actions you can take to build positive credit history. We analyze your credit profile to find the best offers for credit cards and loans based on your chances of approval, projected credit score improvement, and potential savings.

Whether you’re looking to improve your credit score or purchase a house, Credit Sesame can help you reach your financial goals faster.

Ready to improve your credit and financial health with Credit Sesame? Download our app and sign up to unlock:

• Free credit score & credit report summary:
Check your credit score and see what’s impacting it. Always know your TransUnion credit score with daily refreshes.

• Free Sesame Grade:
See a clear letter grade based on the 5 major factors that impact your credit score,

• Free credit alerts & credit monitoring:
Get notified about changes to your credit file and protect your score.

• Free credit tips:
Get personalized insights and actions that can help you improve your credit score and get the best rates.

• More borrowing power:
Get recommendations for credit products with higher approval odds. Browse the best credit card offers based on your credit profile. See your chances of approval and apply for a credit card quickly and easily!

• Save on mortgages, auto loans, and more
Find better rates and refinancing options

• Credit Builder account:
Use debit to quickly build credit.1 Start building credit when you use the Builder feature of your prepaid Sesame Cash debit card. Build payment history with everyday purchases. No credit check. Fees may apply2

Join 17+ million members and start doing more with your credit score today!
Updated on
Mar 29, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
162K reviews
Tammie Humann
March 24, 2024
This app is really easy to set up, pairs nicely with the fact that it is easy to use. Helps me actively keep track of my credit score along with tips on how to improve it. Lots of really great tools to help me monitor my credit, and improve it. I have some issues on this credit report I never would have found out about had I not used this app. Thank you for helping me fix my credit, now I have some suspicious items I need to take care of, and two more credit reports to tackle.
8 people found this review helpful
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Chris Adams
February 7, 2024
Used to like this app. Had an issue where one of my cards reported as overdraft, and it was not. Checked other apps and with the credit bureau. All matched and correct except Credit Sesame. That was not the final straw. When I reached out to Credit Sesame, they refused to look at their own systems as a possible issue. Edit... Idk what to say here. I tell you I've reached out about the issue and you tell me to reach out again... maybe you should read these instead of a bot response.
191 people found this review helpful
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Credit Sesame, Inc.
February 7, 2024
We regret any inconvenience you may have encountered with the report shown on the app. We'd be happy to take a look into this for you, please contact us at support@creditsesame.com. Thank you.
A Google user
July 8, 2019
Fairly easy to use. I like the tips they give, that I might consider. Word of caution, don't jump at the credit cards too quickly. It may be a good option, may not, it'syour credit. their job is to recomend. The card choices are also based on the kickback to CS. That doesn't make it bad, just be aware there are a plethora of cards available. CS does your odds of approval which is a definite plus.
352 people found this review helpful
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What's new

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!