Pera U Bag - Safe Online Loan

4.7
26.3K reviews
100K+
Downloads
Content rating
Rated for 3+
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About this app

Pera U Bag is a reliable and secure personal loan app meticulously crafted to provide swift cash credit services to individuals within the Filipino community. In just a few easy steps, download and install Pera U Bag, log in, and promptly access the loan you need. We prioritize the security and confidentiality of your personal information, ensuring it is safeguarded with the highest level of protection. Robust security measures are in place to guarantee the safety and reliability of all transactions. Download Pera U Bag now and enjoy the convenience of acquiring a loan when you need it the most. Benefit from our streamlined process and experience peace of mind with our dedicated commitment to your financial well-being.

Qualifications of Pera U Bag
Pera U Bag is launched by a company called "Got-It Lending Inc.". The company has a complete loan qualification on the SEC. SEC registration number is CS201909840. CA(Certificate of Authority) number is 3006.

Why choose Pera U Bag?
Safety First:
At Pera U Bag, we prioritize the safety and security of your information.

Lightning-Fast:
We understand the urgency of your financial needs. Our streamlined application process ensures quick reviews, and upon approval, funds are swiftly transferred to your account.

Flexible Channels:
Enjoy the freedom to choose from various disbursement and repayment channels. Select the option that best suits you, making the entire process hassle-free.

Superior Customer Service:
Your satisfaction is our top priority. Trust us to deliver the highest quality service as we aim to meet and exceed your expectations."

The loan products on Pera U Bag:
- Maximum Loan Amount: Up to 20,000 Pesos
- Loan Term: 91 days to 180 days
- Fees and Charges:
Maximum Annual Interest Rate: 10%
Service Fee upon Disbursement: 10%
No additional fees
Monthly Repayment: (Loan amount + Interest Fee) / Loan Term

Example:
-a 6-month loan, ₱10,000 amount, 10% annual Interest rate
-Amount in hand=Loan Amount-Service Fee: 10000-10000*10%=9000
-Total Payable Amount=Loan Amount+Total Interest Fees: 10000+10000*10%*180/365=10493
-Monthly repayment=Total Payable Amount/Loan Term: 10493/6=1749

To be eligible for a loan from Pera U Bag, you must meet the following criteria:
Residency:
You must be a resident of the Philippines.
Age:
You should be at least 18 years old but not exceed 60 years old.
Employment:
You must have a steady job or a reliable source of income.
Valid Bank Card:
Possession of a valid bank card is required.

Obtaining a loan from Pera U Bag is a quick and straightforward process. Here's how:
Download the App:
Begin by downloading the Pera U Bag software onto your device.
Login and Provide Information:
Once the app is installed, log in using your credentials. Fill in the required information accurately and securely. This information helps us assess your loan application.
Submit Your Application:
After completing the necessary details, submit your loan application through the app. Our team will promptly review your application.
Disbursement of Funds:
Upon approval, your loan will be disbursed directly into your designated bank or e-wallet account. Enjoy the convenience of having the funds available for your financial needs.

Contact us:
We are here to assist you every step of the way. If you encounter any issues or have questions while using Pera U Bag, please don't hesitate to contact our dedicated customer service team. We are committed to promptly resolving any problems you may experience.
Customer service email:sup.peraubag@outlook.com
Address: Ignition Venture Studio, North Penthouse Marajo Tower, 312, 26th St. cor.4th Ave., BGC,,Fort Bonifacio,TAGUIG CITY,NCR,FOURTH DISTRICT,Philippines
Updated on
May 28, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
26.1K reviews
Maribel Torrefranca
March 30, 2024
Easy loan application but you'll never know why you'll be declined ASAP, it states you've been approved for a credit limit and then during disbursement, the app will say you are not approved, it is much better at first the app should state someone who applied for loan is not eligible and won't be given a credit limit, but got until the last part of the process and w/ disbursement wallet already then state after that it is declined is not an appropriate action, you're misleading good clients.
53 people found this review helpful
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Juliana S.
April 23, 2024
Worst experience ever. 4 days before my due date, I am receiving multiple threats already thru texts asking me to pay. The day of my due date, i used the customer service of the app to ask for an extension. I am also chatting with an agent thru viber to keep them posted since I have no money. Now they keep on harassing me saying they will post me on social media, my friends received txts from them saying bad things about me. That is not even legal.
87 people found this review helpful
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JENNIFER ROMA
May 25, 2024
I never agreed on the terms then they just send an amount of my gcash account that was repayble only for 7 days then I'm asking for cancelling the loan but the email they provide on the app isn't working at the same time with their mobile number they were not answering
6 people found this review helpful
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What's new

1. Optimize user experience
2.Fix known issues