Chapaa Loan - Easy for Cash

4.2
1.71K reviews
500K+
Downloads
Content rating
Rated for 3+
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About this app

*Chapaa Loan was founded to offer better financial service that is simple, fully digital and no paperwork to non-bank people with the world's advanced technologies.

*Loan Product
1. Loans Amount: Ksh 2,500 to Ksh 50,000
2. Loan Tenure: 91 days - 365 days
3. APR: Minimum 24% to Maximum 50%
Example for Better Understand: If the loan amount is Ksh 5000 and the APR is 31% with a tenure of 91days
Interest = 5000 Ksh * 31% / 365 * 91 = 386Ksh
You will get Ksh 5000 and should repay Ksh 5,386 (5000 + 386) after 91 days.


* Loan Process
1. Install app from the Play Store.
2. Create a Chapaa Loan account.
3. Choose the amount you would like to apply for.
4. Fill in your basic information and submit.
5. Receive cash straightly into your M-pesa account.

*Permission and Privacy
When installing Chapaa Loan, we will require you to authorize us to access your mobile information to verify your identity and evaluate your credit eligibility. Your data is protected by the highest security standards in
Updated on
Sep 21, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
1.7K reviews
Michael Wambua
October 14, 2023
I've only been use this loan app for a short while, but I'm already really satisfied with its functionality. My application was approved quickly, and the process was easy. Because of the user-friendly interface, it's simple to navigate and comprehend the words. My ability to manage my money is enhanced by the various repayment options and inexpensive interest rates. Excellent customer service; they are always willing to help and respond to questions. With its ability to provide me with customise
645 people found this review helpful
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Chapaa Loan
October 14, 2023
We are pleased that you enjoyed the app. If there is anything we can do for you, just let us know at +254706095905! Have a wonderful day!
essy olang'
March 14, 2024
The app at first was great... However my second experience has been very horrible. They breached data privacy considerations and started incessantly calling my contact list and harassing people whom I didn't even enlist as emergency contacts. I would not recommend this app to anyone
178 people found this review helpful
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Chapaa Loan
March 14, 2024
Hi, we'd love to help you. Please write to +254748954234 and our team will help resolve your issue quickly.
Anita Biz
March 12, 2024
You lied to me you would increase the duration of my loan. Tricked me into applying then told me to pay plus interest so that the system can be "activated" to increase the duration of the loan. Even if it's looking to make targets, an that's unethical way to go about things. Tricking people into taking loans surely. ETA: I contacted you already and I just feel stolen from.
109 people found this review helpful
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Chapaa Loan
March 12, 2024
We understand this can be frustrating. We are working towards making this better. We would appreciate it if you could send us the details at +254748954234.