Boom - Build credit with rent.

4.5
418 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Did you know that your rent payments aren’t automatically reported to the credit bureaus?

Boom makes it easy to build credit with your rent. Join the tens of thousands of renters who use BoomReport to report ongoing payments, past payments, or both. Boom reports to all 3 major credit bureaus - Experian, TransUnion, and Equifax - so you see the maximum impact of the largest payment you make every month.

BUILD & TRACK YOUR CREDIT
On average, Boom customers see an average credit score increase of 28 points
Some users see increases of over 105 points
Reporting your rent payments can help give you a credit score if you do not already have one
See your new rental tradeline on your credit report in as little as 10 days
Access your credit score for free in the Boom app to track your progress

HOW IT WORKS
Enroll in as few as 5 minutes via the Boom app
Available for anyone who pays rent via a digitally-tracked method, such as a rental portal, bank account, check, ACH, or payment apps (e.g. Venmo, PayPal)
Report ongoing payments and up to 24 months of prior rent history
You can even report old leases too, as long as you moved out within the past 12 months

SECURITY
Your security is a top priority. Sensitive user data is stored with our verification partners, which are bank-grade, highly-encrypted services. Our verification partners perform similar services for trusted companies such as PayPal, Robinhood, Coinbase, Venmo, Chime and more. Your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent today.

Chat our team at www.boompay.app or via the in-app support feature in the Boom Pay app if you have any questions, suggestions, or feedback.
Updated on
Nov 9, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
403 reviews
Jamie Church
March 7, 2024
Initially there was an issue getting my bank account Info to verify, but once they got it I have had a positive experience. I have definitely seen the increase in my credit score and only took about 2 months (pretty standard) now Im.where I need to be to buy the new car I've been needing but couldn't get either my low score!! Happy with my choice to go with Boom over the other one..
4 people found this review helpful
Did you find this helpful?
Boom Pay
March 7, 2024
Thank you for sharing your experience! We are pleased that you enjoyed the app and found it helpful in your credit building journey. If there is anything we can do for you, just let us know at hello@boompay.app!
Renee Tobin
November 30, 2023
This has boosted my credit. Overall, it's a good app. The issues that may arise are addressed in a timely manner, such as bank connection issues. I'm not sure how often they scan your account. Security feature on my banks end may kock them off the connection now and then. My credit score has improved due to this apps service. I Would like more transparency and reassurance that they're not gathering nor selling confidential data about my spending. Also how often are they scanning my account?
7 people found this review helpful
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Boom Pay
November 21, 2023
Thank you for your positive feedback! We want to assure you that Boom prioritizes the security of your information, and we do not distribute or sell confidential data. As for the frequency of account scans, we verify your monthly rent payments within 30 days of due date. If you have other concerns, please reach out to us at hello@boompay.app.
Jasmyn Stevens
December 14, 2023
I genuinely have no complaints. I got Boom to build credit since I have a limited credit history and it did what it said it was going to do, raise my credit and build credit history. It took maybe like 6 months or so, but my score really did increase to the point where I was able to qualify for a decent credit card and diversify credit types.
5 people found this review helpful
Did you find this helpful?
Boom Pay
December 14, 2023
We are pleased that you enjoyed the app and found it helpful in your credit building journey. If there is anything we can do for you, just let us know at hello@boompay.app! Have a wonderful day!