bineo

Bineo is the first 100% digital bank in Mexico. It is the only one that operates with its own Multiple Banking Institution license granted by the Mexican financial authorities (SHCP, CNBV, Banxico). It has the support of the IPAB that guarantees the protection of your savings, covering up to the equivalent of 400 thousand Investment Units (UDIS) equivalent to 3.2 million pesos (calculated in April 2024).

Bineo is a bank that listens to you, understands you and accompanies you. It has the agility to constantly deliver new features, providing an exceptional experience so you can achieve your goals and dreams.

Total bin count

Open a 100% digital account in minutes with no opening fee or minimum amount and with unlimited deposits that allows you to manage your money as and when you want, deposit and transfer without limits and easily pay for services such as your cell phone, internet, electricity, water and more .

Get immediate access to a digital debit card with a dynamic verification code to shop online safely and receive a customizable physical debit card, made of degradable materials, delivered to your home.

Bineo loan

Request a loan in minutes and achieve your goals faster. With an annual rate starting at 12%, ask for from $5,000 MXN and up to $200,000 MXN. You will receive the money in minutes in a total bineo account without commissions. You do not need a guarantee and you will enjoy payment terms between 6, 9, 12, 18 or 24 months.

Your peace of mind is our priority. That's why we provide you with Life Insurance at no cost.

* Average CAT 46.5% without VAT Informative. Valid from January 24 to June 24, 2024. Consult TyC at bineo.com

Receive money from the United States

Receive money easily and quickly from the United States in a bineo Account (full or light) with which you can create bineo Pockets to achieve your goals faster, transfer money without limits, pay for your services, withdraw money up to 3 times in a month without commission at the +10,000 Banorte ATMs, buy online safely with the dynamic CVC of the digital card and use the customizable physical card to pay at your favorite establishments.

To receive the money, just ask the person who will send it to you to do so through the uLink app using the 11 digits of your account number and, that's it! You will receive it quickly and safely without leaving home.

Safety and Service

We use cutting-edge technology to provide you with the highest levels of security and care. We protect your information with advanced encryption and identity validation systems.

We are here for you at all times, chat with us from the app or website whenever you need.

Start enjoying everything that bineo has for you. Download the app!