Produk Perbankan Syariah

This Android application is an explanation of the book entitled Sharia Banking Products by Wiroso, SE, MBA. In Pdf format.

Equipped with the Sharia Banking Law & Bank Indonesia Product Codification

This book is an elaboration of Basic Sharia Banking Training material which the author has delivered to several educational and training institutions such as the International Center for Development in Islamic Finance (ICDIF) — Indonesian Banking Development Institute (LPPI), Batasa Tazkia Consulting, Services Quality Partner (SQP), Indonesian Accountants Association, as well as internal training conducted by Bank Syariah Mega Indonesia (BSMI), Bank Syariah BRI, Bank Syariah Bukopin and several other trainings.

This writing is intended to provide a clear and detailed picture of sharia banking in general and sharia banking products in particular. It is realized that understanding sharia banking cannot be done just once but requires continuous repetition, so it is hoped that this book can help to achieve this.

It is well realized that this book was written with the encouragement and cooperation of all parties, therefore it is appropriate that the authors express their thanks to the Director of Bank Syariah Mega Indonesia - Mas Purnomo and Mr Beny Wicaksono, Director of Bank Syariah BRI - Mas Budi Wisakseno, friends at the Indonesian Accounting Association — mas Sriyanto, Eka, Yakub, Widodo especially Mr Yusuf Wibisono — friends at the IAI Sharia Accounting Committee — Dewi Astuti, mas Agus Siregar, cecep Makanul Hakim, Setiawan Budiutomo, mas Ikhwan Abidin, mas Hasanudin, mas Kany Hudaya etc. - and friends at LPPI — Chamida, Putra, Nurhadi, Nurmahri, Gaston, Bagus and other clans who are not mentioned one by one but do not reduce the author's appreciation for those concerned.

This is one of the author's motivations in writing this book. It is realized that only what can be conveyed in written form does not necessarily mean that it can be implemented. Implementing sharia banking is closely related to two things, namely business and sharia. If you only pay attention to pure sharia aspects, your business may not be able to run because society doesn't allow it. But on the other hand, if you only concentrate on business without paying attention to sharia aspects, then it is no different from conventional ones where you only change sharia clothes.

Because these two aspects must go hand in hand and be in line. With these differences, opportunities arise, so it is necessary to explore or study these differences which are expected to give rise to creativity in developing sharia banking. It is very difficult to develop a sharia bank quickly if you only look for similarities or things that are the same as conventional banks. It took hundreds of years for conventional banks to grow as big as they are now. Will Islamic banks also wait hundreds of years to be able to match conventional banks?


Hopefully the material content of this application can be useful for self-introspection and better improvement in everyday life.

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Happy reading.



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