YesCash makes it easier for every ordinary Kenyan citizen to apply and borrow cash easily even at home.
Customers can apply for loans online 24 hours a day, seven days a week.
We have a variety of low-interest loan products to meet the diverse financial needs of our customers.
Product Features
- No other hidden fees applicable to your loans!
- Penalty is charged only when users delay their scheduled payment.
- Convenience of payment through various methods.
Application Condition
1. Kenyan citizen
2. Having a M-pesa account
3. Age above 18 years
Amount, Tenure, Service fee, Interest rate
Loan Amount: Ksh3,000 to Ksh80,000
Loan Term: 91 - 365 days
Service Fee: 6%
Interest rate: Between 12%- 25%
Maximum Annual Percentage Rate (APR): 25%
Here is an example:
If the loan amount is Ksh 20,000 and the APR is 10% per annum with a tenure of 180 days, the services fee is 6%:
Interest = Ksh 20,000 * 10% / 365 * 180 = Ksh 986
Service fee = 20,000*6% = Ksh 1200
You will get Ksh 20,000 and should repay Ksh 22,186 (20,000 + 986 + 1200)
The monthly payment would be Ksh 3698 (22,186 / 6)
CONTACT US
If you have questions or complaints, please leave us a message through the Feedback page in our application or contact our customer service center. We are ready to serve you.
Customer Service Email: service@yescashke.com
Address: Consolata 464, Othaya, Kenya, 00100