AgyenkwaSika-online loan

3.9
2.8K reviews
500K+
Downloads
Content rating
Rated for 3+
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About this app

AgyenkwaSika is an online lending app based in Ghana. It is a mobile credit cash loan app for finance. The AgyenkwaSika app is a premium financial app that helps users easily get online loans with flexible terms.

Product Description:
Amount : GH₵ 200- GH₵ 5,000
Loan Term: 3, 6, 9 and 12 months
Daily loan interest rate: 0.01%
Annual loan interest rate (APR): 24%
Management/Platform Fee: 0.01%
Interest rate (APR, min to max) for this loan app: 17% to 29% per year
For example, for a 365 day loan with principal of Ghs 100, the APR is 20% .

example:
If you choose a cash loan of 10,000,000 GH₵ for 1 year with 0.01% interest
Profit sharing: 24% = GH₵ 2,400,000
Term: 12 months / 12 times pay
Platform Fee: 12% = GH₵ 1,200,000
Total loan principal + interest = GH₵12,400,000
Total Payment Amount: GH₵13,600,000
Total monthly installments : GH₵ 1,133,333
• Borrowers have the flexibility to prepay at any time, which may reduce the above fees


【Download conditions】
1. Citizens of Ghana.
2. Between 18-60 years old.
3. Salary/self-employed with a regular source of income.

【Interest, Penalty, Loan Experience】
1. APR: Up to 30% based on the customer's credit score.
2. Service fee: 1% to 9% will be charged according to the customer's credit history.
3. No membership fee.
4. Penalties will only be charged if someone delays their scheduled payment.

[how to apply]
1. Download the app from the Play Store and install it.
2. Sign up with your phone number.
3. Fill in the basic information.
4. Accept and electronically sign the agreement, pending approval.
5. Take money.

contact us:
Address: CCWP+89, Dawadawa, Ghana
Customer Support Email: help@ficashx.com
Updated on
Dec 7, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
2.77K reviews
Aniah Stephen
January 14, 2024
it's good but what I have encountered is that when entering details of reference accounts the app takes you to your contact list. But the name stored on my list may not be the person name on his or her momo account. so you need to work on that
74 people found this review helpful
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lilace hood
February 8, 2024
This app is super wack , trust me guys no body should download this thing. It is super fake ,they just want to get your personal details that's all..how come a loan I applied last five days has not been disbursed and neither rejected. I don't even have to give them stars.... fake developers😤
72 people found this review helpful
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Abdul Razak
December 17, 2023
I'm going to uninstall this application just right now, how can I ask for a loan that's two days ago and it is still pending, what a fake app, you can't even contact them, so what if I was needing the loan for an emergency issue, they will collect your information and don't give you the loan, foolish, I said it I'm gonna delete the app now😡😡😡
123 people found this review helpful
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