12% Club - High interest | P2P

3.5
28.6K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Say hello to The 12% Club, powered by BharatPe and in partnership with RBI-approved NBFCs Peer to Peer (P2P) that grows your wealth with industry-leading returns.

What makes it a great investment?
- Start with as low as Rs 10,000
- Earn daily interest, track returns daily along with your lifetime earnings
- Zero fee whatsoever. No joining charges or withdrawal fee
- Request withdrawal anytime
- Easy and transparent with seamless digital convenience

Find the perfect plan that suits your financial goals.
Join the growing community of smart investors and move beyond traditional investment instruments to make your money get you more money! Trust us, your future self will thank you.

4 easy steps to get started
- Signup using your Mobile number and OTP
- Add your details and verify them
- Choose your preferred plan
- Start earning….

NBFC partners:
12% Club is a platform and does not give out returns on investments to users. 12% Club has partnered with RBI approved NBFCs - Liquiloans(NDX P2P Private Limited) and LendenClub (Innofin Solutions Private Limited).You will be shown deposit agreement when you choose to invest money.

Permissions:
We only collect your approximate location to assess your creditworthiness and for risk assessment purposes.
You can check the privacy policy for details - https://twelve.club/#/privacy-policy
12% club is registered trademark of Resilient Innovations Pvt. Ltd. (Developer name: BharatPe)

Contact Us:
For any queries, feedbacks and suggestions
Address: BharatPe, Building No. 8 Tower C, 7th Floor, DLF Cybercity, Gurgaon-122002 Haryana
Email: support@twelve.club
Website: twelve.club
Updated on
Jan 12, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.5
28.5K reviews
Anzal Rahman
April 10, 2024
This app is like that friend you lent some money to, but doesn’t answer your calls anymore. It had a good premise initially, but it’s now a scam. I initiated a withdrawal and the turnaround was 2 days. Later, I see “NBFC partner is unable to process this transaction”. The money is reinvested into a lower interest rate (11% to 9%) w/o consent. No interest gained from days lost during processing. Further, you can’t initiate a withdrawal again, because you just “reinvested” the amount back.
257 people found this review helpful
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BharatPe
April 10, 2024
Hi Anzal, the withdrawals would have failed due to some interim issue. We'd request you to try after 48 hours and let us know by writing to us at support@twelve.club if the issue persists. Also in our new investment plans, we are offering returns up to 12%.
Eshani Nandy
January 4, 2024
I have deposited an amount without any lock in at the lowest revised interest rates (9.5%). I have been trying to withdraw the interest amount and then also tried withdrawal of the principal amount. 4 5 times now the reply is that the withdrawal could not be processed due to error at their banking partner's end. I have even raised concern with the support team over mail. It's been 3 days and no action. It is definitely what it used to be. Lack of transparency and too many issues with the app.
1,024 people found this review helpful
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BharatPe
January 4, 2024
Hi, this shouldn't have happened. Kindly drop us an email at 'support@twelve.club' along with the registered mobile number for proceeding further.
Atharva Jadhav
May 13, 2023
They should be a little more transparent with the interest rate they are offering, they have made it very difficult to see the actual rate at which you are receiving the interest (NOT 12%, it is 11%), they have reduced the rate since april'23, without prior notification. Also, you can't always invest in it, there are periods when they do not allow any investments. Other than that, the app works good, no issues in the User Interface or in adding/withdrawal of money.
838 people found this review helpful
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BharatPe
May 13, 2023
We understand the disappointment this may have caused. To assist you further on this, kindly drop us a mail at 'support@twelve.club' along with the registered mobile number.

What's new

Improved performance and bug fixes.