Credit Card Payoff

Contains adsIn-app purchases
4.1
408 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Get out of debts before you can save. Credit Card Payoff can help you define your payoff goals, calculate monthly payment, savings in interest, and reduction in time of your debts. Find out how amazing it is with some little extra payment, you can get out of debts in a short time and save money.

KEY FEATURES

1. Calculate new monthly payment, total payment, saving in interest, and reduction in time, given a payoff goal in months.

2. Payment schedule tables for both new monthly payment and current monthly payment, detailing principal, interest, monthly charges and remaining balance for each payment.

3. Various graphs show new monthly payment plan vs. the current situation, cumulative interest over payment, and different payoff scenarios to help you analyze your payoff goal.

4. Ability to save your debts for future reference.

5. Ability to send credit card debt information.

6. Extra payment feature allows you to estimate additional savings and reduction in time when an extra payment is made.

7. Many more features plus elegant design you need to check out to see.
Updated on
Feb 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and Personal info
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.1
388 reviews
Stephen Ferro
June 3, 2020
Good app, simple to use and it works to help map out debts. Would suggest a little more information be displayed (total payoff both paid at minimum and taking goal into consideration), minimum payment plan graphed against goal payment plan to better show savings, and some integration for one time payments and their effect on the debt (i.e. how much interest saved by adding one time payments).
21 people found this review helpful
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TSoftOne
June 5, 2020
Thanks for your feedback. We have published a new version of the app that includes your suggestions
CariAnn Alice
March 19, 2022
So far, I like this app. I would give 5 stars, but the opening screen should be the list of debts you have than focusing on one debt and it's properties. Having a notes section and/or a budget for the combined cards would help as well. I'd be happy in sending my detailed idea. Update: I have noticed that the save function doesn't last very long. I've had to screenshot, then re-enter everything again.
16 people found this review helpful
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TSoftOne
September 22, 2021
Thank you for providing your valuable feedback. Please reach out to us at tsoftone@gmail.com, if you have other suggestions.
Monique Marshall
September 25, 2021
Exactly what I needed! I am very excited to have found this app, it has actually given me some anxiety relief as I was constantly turning numbers around in my head. Thus gives me clear targets and goals. One of the best apps on my phone for sure.
13 people found this review helpful
Did you find this helpful?
TSoftOne
September 25, 2021
Thanks for your review! Please recommend our app to your friends, and don’t hesitate to shoot us a note at tsoftone@gmail.com if you have any questions.

What's new

Performance improvements