Dinerbacano-Préstamo Personal

4.0
6.96K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Quick deposit in 3 minutes at the fastest. Respect the privacy of users and protect their rights and interests.
🌸Free application - All Dinerbacano processes are free.
🌸100% online process - Mobile can complete all processes and no paper documents are required.
🌸Simple process - You can get your loan in a few steps.
🌸100% data security protection - Dinerbacano guarantees the security of your data 24 hours a day, providing the highest level of security for your data and privacy.
🌸Quality service - We offer 7*24h services. Dinerbacano provides a safe and reliable online personal loan service, your information will be protected at the highest level.
🌸Accepts all types of bank accounts in Colombia, such as Bancolombia, Nequi, etc.
🌸Provide the best customer loan service, low interest rates and no hidden fees.

Dinerbacano is an online personal and credit loan application for all Colombian residents. Provide users with a loan of COP $50,000 - COP $2,500,000 pesos for financial aid. A loan and credit product that can be paid through convenient payment methods such as Colombia PSE/Nequi/Efecty.
Loan amount: from COP $50,000 to COP $1,200,000
Loan period: 91-180 days
Interest rate: 0.06% per day (the highest annual interest rate is 22.6%, which is equivalent to a monthly interest rate of only 1.8%).
Value Added Tax (VAT): In accordance with Colombian policies and laws, a value added tax of 19% is applied on interest; TAE (APR): 22.6% maximum.
Example:
For example, for a loan with a term of 91 days (3 months) and a principal of COP $100,000, the annual interest rate is 22.6% and the daily interest rate is 0.06%.
Total interest: 100,000 * 0.06% * 91 = 5,460VAT: 5,460 * 19% = 1,037.4
Total refund amount: 100,000 +5,460 +1,037.4 = 106,497.4
Payment of the first month: COP $35,499.2
Payment of the second month: COP $35,499.1 Payment of the third month: COP $35,499.1 The TAE (APR) is 22.6%

Application Requirements:
1. Have a valid C.C.ID
2. Have a mobile phone number and stable income.
3. Have a bank account

📧 Email: servicio@dinerbacano.co
🏡 Address: Cr 69 P No. 77 65 Bogotá D.C.
🕘 Working time:8:00 a.m. to 5:00 p.m. Monday to Friday; Sat from 8:00 a.m. to 2:00 p.m.
Updated on
Apr 28, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
6.95K reviews
Diana Gysell Luengas Caballero
April 2, 2024
Me enviaron dinero a mi cuenta sin haber dado CONFIRMAR en el paso final del proceso de solicitud de crédito. Es decir, me aprobaron el crédito sin mi consentimiento. Ya realicé el pago respectivo pero solicito la eliminación de esa cuenta para evitar que me hagan lo mismo nuevamente
5 people found this review helpful
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DinerBacano
April 2, 2024
Lamentamos cualquier inconveniente que hayas experimentado. Queremos entender mejor tu situación y resolverla de la mejor manera posible. Por favor, bríndanos más información a través de servicio@dinerbacano.co para que podamos tomar medidas.
Camila Barrera
April 15, 2024
El desembolso del dinero es rápido, el monto inicial bajo y la manera de cobrar grotesca. Mi día de pago era el 12 y ese mismo día desde la mañana me acosaron por llamadas y WhatsApp. Hablando de forma hostil y amenazante, en ningún momento mencione que no iba a pagar y aún así continuaron acosando hasta qué llamaron a mi mamá. Pésimo Servicio al cliente, le hablan como si uds estuvieran haciendo un favor y en realidad es pura usura. 0/10.
7 people found this review helpful
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DinerBacano
April 15, 2024
Lamentamos cualquier inconveniente que hayas experimentado. Queremos entender mejor tu situación y resolverla de la mejor manera posible. Por favor, bríndanos más información a través de servicio@dinerbacano.co para que podamos tomar medidas.
Mauricio Agudelo
April 9, 2024
Ojo empiezan a amenazar ponen 3 días de plazo y intereses elevadismos envían dinero sin uno aceptaren este momento me envían amenazantes de que llamaran a todos mis contactos nosean descarados usureros no hay quien vigile esto por favor autoridades
7 people found this review helpful
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DinerBacano
April 9, 2024
Agradecemos tu retroalimentación, aunque nos apena saber que no has tenido una experiencia satisfactoria. Tu satisfacción es importante para nosotros. Por favor, comuníquese para más detalles a través de servicio@dinerbacano.co para que podamos resolver este problema.