CrediCol-Préstamo en línea

Get a loan at CrediCol without collateral!

Ratings
🔐 Colombian residents with citizenship card
🔐 Over 21 years old.
🔐 Have a bank account, Banco Bancolombia, Nequi, Daviplata, etc.

🥇 Amounts, withholdings, rates and charges 🥇
Loan Amount: From COP $50,000 to COP $1,200,000;
Terms: From 91 to 120 days
Interest rate: 0.06% per day (the highest annual interest rate is 24% and the equivalent monthly interest rate is only 1.8%);
Platform: This is a 300,000 COP service that our clients can choose to use, which will allow them to save money and time in the necessary documentation procedures, being able to obtain the corresponding promotional discounts ranging from COP $10,000 to COP $290,000 to COP Discounts such as Financial benefits.
Value Added Tax (VAT): In accordance with Colombian policies and laws, 19% VAT is imposed on commissions;
April: Up to 85.69% (tea)

Example
For example, for a 3 month 91 day loan of $100,000 COP (25.55% APR). The monthly payment is COP $40,881 (EMI) and the total payment is COP $122,643;
Interest: COP $100,000 * 24% / 365 * 91 = COP $59.83;
Platform: COP $300,000 Discount: COP $286,000 Platform fee: COP $300,000 - COP $286,000 = COP $14,000
VAT: 19% * Platform = 19% * COP $14,000 = COP $2,660;
Total amount to pay = loan amount + interest + commission + VAT = COP $100,000 + COP $59.83 + COP $14,000 + COP $2,660 = COP $122,643;
EMI = COP$40,881;
APR = This translates into an TEA (Annual Effective Interest Rate) of 85.69%.

Contact us
📧 Email:atc@multicartera.co
Main address: Calle 104a #45a-14 Bogotá D.C.
🕘 Working time: 8:00 a.m. to 5:00 p.m. Monday to Friday; Sat from 8:00 a.m. to 2:00 p.m.