پانا ; وام سپاری چرخشی

Pana is an innovative social platform that, using advanced artificial intelligence, provides the possibility of identifying and creating intelligent and automatic groupings for families, friends, colleagues, neighbors, acquaintances, etc.

Inspired by concepts such as family charity groups, friendly loan funds and interest-free banking, Pana enables the establishment of groups where members can manage their joint savings and offer each other interest-free loans. The artificial pond used in Pana guides and manages these groups so that they can reach their goals.

Pana also performs all processes related to lending and financial management of these groups, including taking collateral, validation, risk control and lottery in an intelligent and automatic manner.

Pana is trying to promote the concept of social banking by creating these small financial groups based on social groupings and guided by artificial intelligence, so that members can have direct financial access to each other without the need for intermediaries.