Credit365 - Credit Avantajos

Credit365 – the fastest way to get money through non-bank loans online. With Credit365 you can get quick and easy access to loans up to 100,000 lei! Get the most out of your money - buy goods, pay for services, travel, give yourself and your family positive emotions.
Period/minimum loan amount: 3 months - 2000 lei
Period/Maximum loan amount: 60 months - 100,000 lei
Minimum age to receive a loan: 18 years.

The maximum APR related to the loan represents a fixed rate of 50% annually
The minimum APR related to the loan represents a fixed rate of 22% annually.
Representative example for loans in the amount of 2,000 - 20,000 lei, for a period of 3-24 months
The interest rate related to the loan represents a fixed rate of 50% annually. The total amount payable for a loan of MDL 10,000 granted over a 12-month period is MDL 14,363.03, which includes:
the amount of the loan granted 10,000 MDL;
the amount of interest related to the loan 2,923.03 MDL (calculated for the entire period of use of the credit);
commission for granting credit: 0 MDL
loan administration fee: 1,440 MDL (120 MDL/monthly or 1.2% monthly of the loan amount), payable only for the actual period of use of the loan;
The total cost of the loan 4 363.03 MDL or 43.63% (The annual effective interest (APR) represents the total cost of the loan. The APR includes all the amounts you have to pay in the course of the loan, such as: the amount borrowed initially. interest .)
Note: according to law no. 202 (regarding credit contracts for consumers) the total cost of the credit will not exceed the amount disbursed according to the respective contract.

Representative example for loans in the amount of 50,000 – 100,000 lei, for a period of 36-60 months
The interest rate related to the loan represents a fixed rate of 22% annually. The total amount payable for a loan in the amount of 50,000 MDL granted for a term of 36 months is 77,763.16 MDL, which includes:
the amount of the loan granted 50,000 MDL;
the amount of interest related to the loan 18,763.16 MDL (calculated for the entire period of use of the credit);
commission for granting credit: 0 MDL
loan administration fee: 9,000 MDL (250 MDL/monthly or 0.5% monthly of the loan amount), payable only for the actual period of use of the loan;
The total cost of the loan 27,763.16 MDL or 55.5% (The annual effective interest (APR) represents the total cost of the loan. The APR includes all the amounts you have to pay in the course of the loan, such as: the amount borrowed initially. interest .)
Note: according to law no. 202 (regarding credit contracts for consumers) the total cost of the credit will not exceed the amount disbursed according to the respective contract.