Préstamo online al instante

About Préstamo online al instante

Need cash instantly and don't want to set foot in a branch? This app compares online loans from licensed lenders in Spain: fill out a single application, view all the offers, and receive the money in your account in just a few minutes.

💳 Online loan with no paperwork
All you need is a Spanish bank account. No payslips, no guarantors, and no travel required. Many lenders grant fast loans even if you're listed on ASNEF (a Spanish credit bureau), so there are options even if you have registered debts. You'll get a response in minutes, and the money is transferred the same day.

⏰ Instant cash 24/7
Are expenses waiting for payday? You can apply for a fast loan anytime, including weekends and holidays. The transfer takes as little as 15 minutes after approval, and the amount ranges from €50 to €5,000. Microloans are a common option for getting quick cash when you have a small, urgent emergency.

🆓 First 0% Microloan
Many lenders offer your first loan with no interest or hidden fees for new customers. The app gathers all the 0% promotions in one list, so you can try the service without paying extra.

💼 Installment Personal Loan: Who is it for?
Residents of Spain over 18 years of age can apply. The comparison tool searches for offers for a wide range of profiles, including the self-employed, pensioners, and people without a fixed income. You can choose between a short-term microloan or an installment personal loan with a fixed monthly payment.

📊 How it works
Enter the amount and term, compare online loans and quick loans from dozens of lenders on a single screen, and fill out a short form. The application is sent to several lenders simultaneously, so you'll see which offers have been approved and choose the cheapest one. The money arrives in your account in just a few minutes.

✅ What it offers you
Only lenders registered in Spain appear in the catalog. The comparison is free, with no fees or subscriptions. Your data is protected and not shared with third parties. You see the total cost of the loan before signing: interest, term, and amount to repay.

⚠️ This app is an independent financial comparison tool and is not affiliated with any bank or credit institution. All names and trademarks mentioned belong to their respective owners. Assess your repayment capacity before signing a loan agreement.

Representative example: Loan amount: €1,000. Repayment term: 180 days. Nominal interest rate (NIR): 12.17% per annum. Total interest: €60. Fees: €0. Total cost of the loan: €60. Total amount owed: €1,060. Annual Percentage Rate (APR) for this example: 12.54%.

Terms and conditions: Minimum repayment term: 62 days. Maximum repayment period: 365 days. Loan amount: from €50 to €5,000. Annual Percentage Rate (APR), which includes interest and all fees and charges over one year: minimum 3.7%, maximum 24%. Nominal interest rate (NIR): maximum 22% per annum. Late payment fee: 0.1% daily on the outstanding amount, with a maximum of 10% of the principal. No other fees or charges apply.