PrestaSueños is dedicated to providing an easy and effective solution to fulfill the dreams of our users, offering an online loan system that is safe and simple to use. Our digital platform is designed to provide reliable and fast service, without traditional credit checking.
We understand that each person has different dreams and needs, and that is why we offer a quick and easy application process that adapts to the particular needs of each client. The financial experience with PrestaSueños is as simple as a few steps:
1.Start from the comfort of your home by downloading our mobile app.
2.Fill out a form with personal data, ensuring complete transparency and aimed at facilitating access to our services.
3.Receive a quick response and personalized assistance in case of doubts or queries.
4.After approval, receive the loan directly into your bank account, allowing you to start on the path to your goal without delays.
Loan details:
Minimum amount: S/ 500, up to a maximum of S/ 9,000.
Daily rate of 0.02% (with an annual limit of 18%).
A VAT of 5% applies.
Maximum APR: does not exceed 18%.
Transaction expenses: between S/ 10 and S/ 100, subject to credit history.
Repayment terms: from 91 days to 210 days.
Example:
If you acquire a credit of S/ 2,000 for a period of 160 days, the costs are:
Interest: S/ 2,000 * 0.02% * 160 days = S/ 64.
Commission: S/ 64.
VAT: S/ 2,000 * 5% = S/ 100.
Total to be returned: S/ 2,164.
Requirements to apply for the loan:
1.Be a legal citizen with a valid Peruvian identity card.
2.Be between 18 and 65 years old.
3.Have an active checking account in a banking institution in the country.
4.Provide repayment capacity.
About privacy:
At PrestaSueños, the protection of your personal information is a priority. We have put in place strict security and privacy measures, ensuring that your data is not shared with third parties unless you expressly authorize. For more information about our Privacy Policy, do not hesitate to contact us via phone, email or WhatsApp.
Contact information:
Our services are available from Monday to Friday, from 9:00 AM to 6:30 PM.
To reach us, you can use the following channels:
Email: [email protected]
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