Loans. Loans online. Deposits and cards. All loans on the card in our application.
💳R.Finance: Your Reliable Guide to the World of Credit
Welcome to R.Finance, an information service that will help you understand the world of financial products and services. We are not a microfinance institution (MFI), but provide useful information so you can make informed choices. Our R.Finance application was created for those who are looking for a loan on a card or want to take out a loan online quickly and conveniently.
📱Our R.Finance application offers a wide range of features:
- Simple search for credits and loans on a card - find a suitable option in a matter of minutes.
- Convenient application processing - apply for a loan online without leaving your home.
- Comparison of conditions - evaluate all offers and choose the most profitable loan.
- Current information about microloans - find out everything about online loans and their conditions.
💵More about Microloans
Microloans are small loans that help solve short-term financial problems. If you urgently need money before your payday, a microloan can be a great solution. Our service will help you find a loan on a card with minimal requirements and without refusal. We offer only proven options so that you can get money for your home quickly and safely.
🏦Difference between Marketplace and MFO
R.Finance is a marketplace for financial services, not an MFO. What is the difference? MFOs provide loans directly, and we help you find the best offers from different lenders. Our advantage:
1) Wide choice - many offers from various lenders.
2) Transparent conditions - you see all conditions and interest rates at once.
3) Time saving - one request to receive many offers.
🔒Protecting Your Data
Your safety is our priority. We use SSL to protect your data, so you can rest assured that your information is secure. Your personal data is reliably protected from unauthorized access.
🚀Advantages of R.Finance
• Fast and convenient - you can apply for a loan on a card or take out a loan online in a few minutes.
• Selecting the best offers - find the best loans online.
• Data security - protect your information using SSL standards.
• Up-to-date information - always the latest offers of microloans and loans.
📄How to Get a Loan Online?
To take out a loan on a card through our application, follow these steps:
- Download the R.Finance application.
- Register and fill in the required information.
- Select a suitable loan online from the options offered.
- Submit an application and receive money to your home or card.
R.Finance is your reliable partner in the world of credits and loans. Apply for loans online and credit cards with us.
- The minimum period for repaying a loan without refusal is 91 days, the maximum does not exceed 365 days.
- The annual interest rate will not exceed 32.5%. The basic rate for the use of credit funds ranges from 32.5% to 32.5%.
- The rate for using the loan varies from a minimum of 0.01% to a maximum of 0.01% daily.
- Late payments are subject to a fine of 0.1% of the overdue amount each day, but the total amount of the fine will not exceed 10% of the original online loan amount.
- Additional commissions or fees do not burden the client with a microloan up to the salary.
Detailed example of calculating loans on a card:
1) Loans on a card - 10,000 rubles.
2) Loan period - 91 days.
3) The daily commission is 0.01% or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month.
4) Summing up all commission accruals for 91 days, we get 900 rubles.
5) The total amount for refund is 10,900 rubles.
6) PSC or full cost (FLC) expressed as a percentage is 32.5% per annum.
If you miss the payment deadline on a card loan, the penalty will be 0.1% of the total amount of the overdue payment each day, but not more than 10% of the amount.
Requirements: age from 18 to 65 years.
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