NairaMax - Instant Loan Online

About NairaMax - Instant Loan Online

Need a loan to take care of urgent or long term needs? Need money for accommodation, education, business expansion, mobility, or for professional courses? Try NairaMax, and get access to do more!

Availability
Our app is available to serve customers in Nigeria only.

How to Apply
If you live in Nigeria, need quick cash to settle emergencies, and have an smart phone, all you have to do this:
Step 1: Download Naira Max for free;
Step 2: Register with Nigeria mobile number;
Step 3: Fill in your basic info and memberships;
Step 4: Submit your application and wait for the review.
If you are not eligible, please apply again.

Why Use NairaMax?
- No collateral or guarantor needed;
- Easy & simple to submit a loan application;
- NairaMax is carried by Trustrock Fintech Nigeria Limited licensed and approved to carry on FCCPC.

Qualifications
To access our loans, you must be at least 20 years of age. We may require that you provide a valid Government ID.

Loan Offer:
Loan amount: ₦5,000~₦150,000
The loan term can be between 91 to 365 days.
Interest rates with a range of 0.056% to 0.096% per day.
Maximum annual interest rate APR: 20.44%~35.04%

Loan Example:
If your approved loan amount is ₦10,000 and charge 0.06% daily interest rate, the repayment term is 180 days. The calculation is as below:
Loan Principal: ₦10,000
Total Interest: ₦1,080 = ₦10,000 * 0.06% * 180
Total Amount Payable: ₦11,080 = ₦10,000 + ₦1,080
Monthly Repayment: ₦1,846.66 = ₦11,080 / 6
APR: 21.9%

Privacy & Permissions
We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent.

About Us
NairaMax is committed to the provision of financial services at affordable rates to low-income and middle-income people with limited access to a formal banking system.

Contact Us
We would love to hear from you!
Email: [email protected]