Premium Program

About Premium Program

With the Premium Program application you can access your bank account at all times and make transactions thanks to the mobile banking service. By using the app, you can benefit from the special Premium Program features along with a total control and management of your personal finances.

mPremium - The mobile banking service

As the app user, you can directly access your bank account connected to your Premium Card, at any given time. Wherever you are, your finances are within a hand’s reach 24/7.

The most important features brought to you by the mobile banking service of the Premium Program app:

information about your Premium account history and activities
review of your Premium Card statements and transactions
access to your installments and management of the upcoming payments
an option to block the lost card and to reactivate it
possibility to change the spending limit for your Premium Card
paying your bills (with an option to create templates)
activation of your account directly through the app (with the password you receive via SMS from the Bank)

Thanks to the Premium Program application, you’re able to find it all in one place:

Apply for the Premium Card*
*Important: Premium Card is intended only for the active users of one of the services of Crnogorski Telekom, while the Premium Gift Card does not fall under these limitations and is available to wider population for purchase at the specific stores
Stay updated about the ongoing sales and promotions at the Program Partners’ stores
Search the closest stores where you can benefit from the Premium discounts
Learn the card pricings and services
Find the locations of all the Hipotekarna Banka branch offices and AMTs

Premium Gift Card

Premium Gift Card is a disposable prepaid payment card, available for purchase in one of the following monetary values: 20€, 50€, 100€ and 150€ (it is not possible to reload the card). This card can be found all over Montenegro at the dedicated stores, and is not limited to the users of Crnogorski Telekom only. It brings the benefits of the Premium Program, such as the discounted purchases at the Program Partners’ stores, and can be also used for the online payments.