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About eCredit

The "eCredit" mobile application offers the possibility to customers to manage current loans obtained from O.C.N. "Easy Credit" S.R.L and request a new credit from distance with the help of mobile phone without spending more time. In order to access the application enter your IDNP and password obtained by email or SMS.

The main features of the eCredit application:
- Secure access to information on credits contracted within N.C.O. “Easy Credit” LLC;
- Possibility of payment of monthly instalment or integral credit by the bank card in the 24/7 regime;
- Setting of interaction language in the course of a session in the eCredit application;
- Sending of important notifications for client;
- Possibility of submission of credit application remotely on advantageous terms;
- View of location of secondary offices and partners through the interactive map.

In order to benefit from the access to the еCredit application, it is necessary to have an active or paid credit within O.C.N. “Easy Credit” S.R.L.

Conditions of credit obtainment:
- Amount of requested credit – from 2,000 MDL to 99,000 MDL;
- Credit repayment period – from 6 to 36 months;
- Monthly interest – from 1,84% to 2,49% of credit amount;
- Monthly fee – 25 MDL;
- Example of credit: For a credit amount of 50,000 MDL, you will have to pay 12 monthly installments, of 5,112.00 MDL each, which includes the interest rate in the amount of 1.84% per month calculated from the amount of the received credit and a monthly fee of 25 MDL. The total cost of the credit constitutes 11,344 MDL. Annual percentage rate (ARP) for the given credit constitutes 44.42%. ( Maximum ARP is 112%)

Privacy policy:
All personal data provided by you is protected by the O.C.N. “Easy Credit” S.R.L. in accordance with the Law on personal data protection no. 133 of 08.07.2011. The full text of the Law can be accessed on the website of the National Center for Personal Data Protection at www.datepersonale.md/md/legi/. O.C.N. Easy Credit S.R.L. is a personal data operator, registered with the numbers 0000446, 0000446-001, 0000446-002. The full text of the privacy policy can be found at https://ecredit.md/cadrul-normativ/nota-de-informare-privind-drepturile-subiectilor-de-date-cu-caracter-personal/

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