Laju Kapital

About Laju Kapital

With Laju Kapital you can get an Instant Personal Loan in just a few hours. Whether you need a quick loan helping, we've got you covered with an easy instant loan.

We offer instant loans from RM 500 - RM 10, 000. These instant loans are given for a duration of 3 months - 36 months. The standard interest is 1.5% per month or 18% per year.

Eligibility

Our proprietary credit models use financial SMS data to give you the best real-time loan offer. This process goes beyond the traditional credit scores and allows us to understand your profile better, and make you the best possible offer. In fact, having a credit history isn't necessary to avail a personal loan through Laju Kapital.

Features of the loan:
● Quick process - Loan processed within a few hours
● High loan amount - Up to RM 10, 000
● Customize your loan amount and payback duration
● Simple - Register, submit supportive documents & wait for approval
● Excellent customer service

Interest & Calculation
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Minimum Repayment Period : 3 Months
Maximum Repayment Period : 36 Months (3 Years)
Minimum Loan Amount : RM 500
Maximum Loan Amount : RM 10, 000
Maximum Annual Percentage Rate (APR) : 18% of Loan Amount
Processing Fee : 10% of Loan Amount

For eg., for a loan of RM 5, 000 with an APR of 18%, Processing fee 10% and 12-month tenure, then the total interest would be RM 900 & total processing fees will be RM 500. Total payback amount would be RM 5, 900, monthly installment would be RM 491.67

*These numbers are indicative and final interest rate or processing fee may vary from one user to another depending on their credit assessment


Easy Capital Enterprise
No. Pembaharuan Lesen: WL7303/10/01 – 4/150525 (Sah 28/5/21-27/5/23)
No. Permit: WP7303/10/01-4/150522 (Sah 28/5/21-27/5/23)
Address : Oasis Square, E-12-01 Capital 5, No.2, Jalan PJU 1A/7A, Ara Damansara, 47301 Petaling Jaya, Selangor.
Office Hours: MON-FRI 9AM-6PM, SAT 9AM-3PM
Website : www.lajukapital.com
Customer Service : 019 6325 892