EM Loan

About EM Loan

Express Mortgage & Loan Sdn Bhd is a legal and licensing under KPKT and our work team will help clients to solve their financial problems. We specialise in unconventional finance and loan assistance, which frequently needs to be tailored to the specific set of financial conditions of the client.

We are providing service to the whole Malaysia. Our company has more than 10 years experience in the financial industry. After consideration, we decided to expand our business to digital lending.

Express Mortgage & Loan Sdn Bhd, one of the approved pioneer 'Credit Community' providers under the Ministry of Housing and Local Government (KPKT).

WHY USE Emloan?
Convenient Application Process
Low-Interest Rates
Quick Approval
Professional Advice
Safe and Secure Experience
Flexible repayment time up to 5 years

Eligibility

Must have proof of income.
Malaysian Citizen Only.
18 Years Old & Above.

How it works
With our apps. you can apply with 3 simple steps
Download our apps
Fill out the application
Submit the application and wait for approval
Lastly, get your cash within a short amount of time!

How we process the application
When we receive your application, we will check about the document that you submitted to us and take a review. We will review your application within two hours at the fastest, and you will be notified of the review result, whether it is approved or rejected, within a maximum of three business days.

Em Loan Personal Loan details:

Minimum 6 months and maximum 5 years for repayment
Maximum Annual Percentage Rate(APR): 18% Per Anuum


Example:

1 year loan for RM 1000, the repayment information will be as follows.
Principle amount = RM1000
Total interest 18% P.A.= RM180
Total Principle Amount with Interest = RM1180
Month Instalment = RM 98.33

Please note that this is an illustrative example, and the actual loan cost may vary based on individual loan terms and conditions.