Payelo

About Payelo

WINNER of the Silver Economy Trophies in the “Help for caregivers” category.

Payelo is the first approved French financial solution that allows you to lend a payment card.

Did you know ? Your credit card is strictly personal and cannot be lent. You do not have the right to share your secret code with other people. And that makes sense, how do you make sure that the person won't spend more than what is allowed?

But in some contexts, we need to share a means of payment, for example for the daily shopping of a dependent person or for the nanny who takes care of the children.

It is to change this that Payelo exists and offers a secure, approved and supportive solution. We donate part of our profits to associations committed to aging well.

Open your Payelo account in 10 minutes and you can for only 4.99 euros per month (without commitment):
- order a payment card in your name. It will be delivered to your home within a week. For the rest, no paper, everything is done in the application.
- authorize one or more people to use it through the application. A dematerialized power of attorney is generated and stored, this authorization can be removed at any time and with immediate effect.
- configure the authorized daily threshold and authorize or not withdrawals or internet payments.
- load money into your account using your Payelo IBAN.
- receive notifications when your card is used by an authorized person
- download receipts justifying expenses
- be alerted in the event of an insufficient balance by an authorized person and immediately recharge the account.

What are our security guarantees?
- Your Payelo card is blocked by default. You need permission in our app to use it.
- Your funds are stored with our partner Natixis Payment via its subsidiary XPollens.
- Your personal data is stored and encrypted on secure servers in France (or EU?)
- You can block your card at the slightest suspicion of fraud, loss or theft.
- We verify the identity of the people you authorize to use your card for added security.
- We are a solution recognized and approved by the ACPR, a structure backed by the Banque de France and supported by Visa.