IDEAL Indonesia

About IDEAL Indonesia

Your one-stop mortgage platform in Indonesia!

Find, apply, and get approved for your personalized mortgage options from different banks all in one submission within a fully integrated and secure digital platform.
Simplify and optimize your mortgage application experience without the fuss and inefficiencies of traditional processes by letting IDEAL help do the bulk of the work for you with absolutely no extra costs to you! We help you save time and effort contacting different banks and submitting documents multiple times all while getting your application result in 50% less time than traditional methods.

Key Features and Benefits:
- Find the property that you intend to buy from our list of partner developers
- Tell us your KPR product preferences so we can tailor your recommended options
- Choose 6 KPR products from 3 different banks of your preference
- Submit and verify your information just once in a secured and private platform
- Complete your application while we send your information to the banks of your choice
- Track the status of your application at each stage of the progress online
- Apply for your KPR within minutes vs. days in current traditional offline process
- Get your approval in 50% less time from banks
- Get the keys to your dream home faster with less stress and better data security


Our partner ecosystem includes reputable property developers and banks to offer you the best homes and best KPR products in Indonesia. We currently work with OCBC NISP, CIMB Niaga, Bank Danamon, Bank Panin, Maybank, with more banks now in development. Our major property developers include Sinar Mas Land, Agung Sedayu, Ciputra, and Cipta Harmoni Lestari.
Download the latest version of IDEAL and optimize your home buying process now!
Find out more about IDEAL Indonesia at www.ideal.id