Smart Banking

About Smart Banking

With Smart Banking you always have your bank at your fingertips. The application is user-friendly and secure most of all. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. The application access as well as payment signatures are protected by your PIN, fingerprint, or Face ID.



Smart Banking also includes a Smart Key, which generates a one-time login and login codes for Online Banking and BusinessNet Professional.



But the application can do many more things!

• Learn about what’s going on in your account after you turn on the Push Notification.
• Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app.
• You can adjust the daily limit for credit and debit card according to your needs.
• Add credit to your mobile phone with a few clicks.
• Check your account balance even without signing in to the app with the Fast Check feature.
• You can also make a payment by scanning a QR code (QR payment).
• In Online Banking you can use the Payment templates and stored Beneficiaries in the Smart Banking application.
• Account statements, statements for credit cards and other documents can be found in the Documents section.
• Get an instant overview of currency rates.
• Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application.


How to activate the app?

Install the application and then request activation in your Online Banking in the Banking -> Smart Banking Services section or ask a banker at UniCredit Bank for activation.