LoanJoint

About LoanJoint

LoanJoint gives instant loans to help people in Kenya who need money to grow their businesses, go shopping or finance any other emergencies.
1.Product:
• Loan Amount: GHS 500 – GHS 100,000
• Loan period: 91 days - 365 days
Maximum loan limit: GHS 100,000
Low interest (maximum APR): 25% per year

For example: For loans of GHS 20,000 with a term during 91 days, the fees charged are as follows:
Monthly interest rate ： 25% / 12 = 2.08%
Monthly interest ： GHS 20,000 * 2.08% = GHS416
Total monthly payment ：GHS20,000 / 3 + GHS 416 = GHS7082.67
total repayment bill including principle and interest shall be:
GHS 20,000.00 + GHS20,000* 2.08%*3 = GHS 21,248

1.Why loan from LoanJoint?
• No Credit report required
• Paperless and digital process on your mobile
• No collateral requirements
• Get 7/24 access to loan anytime and anywhere
• Available across Ghana
• As the credit score grows, the loan limit gradually increases
• Variety of convenient repayment methods
• Can apply for loan extension if you don't have enough money to repay

2.who can apply for loan
• Ghana resident
• 18-60 years old
• has a source of income.

3.How to repay the loan?
• through our app
• enter the amount you pay and enter the pin
• good repayment will increase your credit score

4.Security
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.

5.CONTACT US
We’re always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at info@loanjoint.co.ke
Call center: +233 020 225 1140