Balm Cash - Credit Loan Guide Check the status of your aadhar card online.
In Get Loan on Aadhar Card Guide App Products Info:
Loan amount: Min. ₹ 1,000.00 - Depend of documents
Loan Terms & condition for online aadhar loan:
Minimum loan tenure - 61 days (shortest, including renewal time)
Maximum loan tenure -5 years (longest, including renewal time)
Maximum APR: 36%
Other fees: we will charge one time sign fee, service fee(per transaction). Minimum 10%, Maximum 20%
Interest calculation
If your loan amount is ₹ 20,000, APR is 20%, service fee is 10% and the term is 91 days. on the due date, the amount payable is ₹ 22,997.6 (20,000 20% / 365 91 + 20,000 + 20,000*10%).
Example
- Credit ₹5,000 at an APR of 12% (per annum) with a tenure of 61 days
- Interest of loan = ₹5,000 x 12 %/ 365 x 60 = ₹100
- Processing fee of loan = ₹5,000 x 3% = ₹125 (Also on which GST apply of ₹27)
- Total cost of the loan = ₹225
- Total loan amount disbursed will be credit is ₹4,848 (₹5,000 - ₹152)
- Total loan amount to repay will be ₹5,100 (₹5,000 + ₹100)
- Monthly repayments of ₹2,550
Eligibility
1. Indian resident
2. Above the age of 21 years
3. Should have monthly source of income
Disclaimer : This is not the official application for any government/UIDAI scheme nor associated with any Govt. body.
Please do not treat this as official application and do not leave your contact / information such as Aadhar Number or Mobile No. in the comment below.
It is not possible for us to reply to each comment/query; neither can we address the complaints regarding any scheme.
We request all our visitors to visit the official website of the concerned department / authority for any complaint, query about the scheme / information.
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