FiCashx - Personal online loan

About FiCashx - Personal online loan

FiCashx is an online lending app based in Ghana. It is a mobile credit cash loan app for finance. The FiCashx app is a premium financial app that helps users easily get online loans with flexible terms.

Product Description:
Amount : GH₵ 200- GH₵ 5,000
Loan Term: 3, 6, 9 and 12 months
Daily loan interest rate: 0.01%
Annual loan interest rate (APR): 24%
Management/Platform Fee: 0.01%

example:
If you choose a cash loan of 10,000,000 GH₵ for 1 year with 0.01% interest
Profit sharing: 24% = GH₵ 2,400,000
Term: 12 months / 12 times pay
Platform Fee: 12% = GH₵ 1,200,000
Total loan principal + interest = GH₵12,400,000
Total Payment Amount: GH₵13,600,000
Total monthly installments : GH₵ 1,133,333
• Borrowers have the flexibility to prepay at any time, which may reduce the above fees


【Download conditions】
1. Citizens of Ghana.
2. Between 18-60 years old.
3. Salary/self-employed with a regular source of income.

【Interest, Penalty, Loan Experience】
1. APR: Up to 30% based on the customer's credit score.
2. Service fee: 1% to 9% will be charged according to the customer's credit history.
3. No membership fee.
4. Penalties will only be charged if someone delays their scheduled payment.

[how to apply]
1. Download the app from the Play Store and install it.
2. Sign up with your phone number.
3. Fill in the basic information.
4. Accept and electronically sign the agreement, pending approval.
5. Take money.

contact us:
Address: CCWP+89, Dawadawa, Ghana
Customer Support Email: [email protected]