-Interest rates and annual fees-
Minimum loan amount is 1,000,000 VND ~ maximum limit is 60,000,000 VND
Minimum loan term is 91 days and maximum is 365 days
Annual interest rate (APR) 4%-15% (depending on loan amount and term)
No hidden fees, transparent and clear fees
The above fees come from the financial institutions that Cash Loan cooperates with. Cash Loan itself does not directly provide loans but only introduces safe and reliable financial products to users.
Product calculation example:
-For example: the user's loan amount is 5,000,000 VND; Loan period is 120 days (4 months); The annual interest rate is 15% and the daily interest rate is 0.04%;
- After the loan application is approved, the user will receive the principal amount of 5,000,000 VND after completing the loan. The amount the user must pay is the total principal amount plus interest, no other fees are charged.
-Calculating loan interest expenses:
The interest payable daily is 5,000,000 * 0.04% = 2,000 VND; Monthly interest payable is 2,000 * 30 = 60,000 VND Total interest payable after loan maturity is 60,000 * 4 = 240,000 VND
-Calculate payment amount:
Monthly payment amount is 5,000,000/4 + 60,000 = 1,310,000 VND; Payment amount after loan maturity is 5,000,000 + 240,000 = 5,240,000 VND
Conditions for registering financial products at Cash Loan:
- Must be a Vietnamese citizen, over 18 years old and have an ID card
- Have a stable job and income source
- Have a collection account
If users meet the above requirements, they can use our loan intermediation service and apply for loan products introduced by partner institutions.
feature:
-Everything is transparent and clear
-Convenient payment
-Protect user privacy (user data is protected to the highest global user standards)
Steps to use the product:
1. Download the Cash Loan app;
2. Login with user's mobile phone number;
3. Upload accurate personal information and register for financial products
4. Funds can be received after passing the review process;
Cash Loan does not guarantee that the user will be able to approve the loan. The amount and interest rate of financial products that users can apply for are related to the user's own credit, and the platform only recommends financial products that are suitable for the user. .
-Introduction to Cash Loan-
The Cash Loan team consists of a group of young people who always embrace change and are full of passion. Members come from all over the world and have different backgrounds, but they share the same goal: to pursue technological advancement, trust and master technology, and provide users with financial services. the best.
+ Sincere companionship, solidarity as one, becoming a solid support for each other
+ Courageously make the best decisions and have a clear mission
+ Creativity: Dare to innovate and make breakthroughs to promote the advancement of financial technology in Vietnam
Contact us:
Cash Loan's customer service is always ready to support users. If users have questions or would like more information, please contact us via the following methods:
Business hours: Monday to Friday, 9:00 a.m. to 6:00 p.m.
Email: [email protected]
Contact address: 203, 2nd floor, Le Loi, Nguyen Trai, Kon Tum, Vietnam
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