Tumbuh Dana

About Tumbuh Dana

Tumbuh Dana is an innovative platform connecting you to a variety of financial products managed by authorized institutions. As an information and comparison platform (aggregator), we are committed to helping users make rational, transparent, and financial decisions that align with their financial capabilities.

📊 Financing Product Terms & Conditions (Platform Transparency):

In line with our commitment to transparency, here is the range of products available from our partners:
Financing Ceiling: IDR 1,000,000 to IDR 20,000,000
Duration (Term): 91 days to 365 days (No financing products under 91 days)
Maximum Annual Interest Rate (APR): 24%-36% per year (The Tumbuh Dana platform does not charge additional/hidden service fees)

🧮 Calculation Simulation (Financing Illustration): To give you a clear and comprehensive picture, here is an example calculation if your profile is approved by our creditor partner:
Financing Amount: IDR 3,000,000
Loan Period: 120 Days
Annual Interest Rate (APR): 24%
Interest Calculation: IDR 3,000,000 x (24% / 365) x 120 days = IDR 236,712
Total Repayment at Maturity: IDR 3,000,000 (Principal) + IDR 236,712 (Interest) = IDR 3,236,712
(Note: This is an estimate. The final figure will depend on the evaluation matrix of your chosen institutional partner.)

⚠️ Platform Status Declaration (IMPORTANT): Tumbuh Dana is NOT a direct lender. We do not have the authority or capital to disburse funds. The entire process of final approval, setting specific interest rates, and disbursing funds is the sole responsibility of the officially registered institutional partner (P2P Lending / Bank).

✅ User Qualifications (Registration Requirements): To use our matching service, you must meet the following basic criteria:
1. Be an Indonesian citizen (WNI).
2. Be of productive age between 20 and 55 years old.
3. Have a valid National Identity Card (e-KTP).
4. Have a permanent job or verifiable source of income.
5. Have a local bank account in your own name (not owned by a third party).

🛡️ Added Value of Fund Growth:
Multi-Layered Data Protection: Implementing high-security encryption standards (SSL/TLS) to ensure all transmissions of your personal information are protected from leaks.
Trusted Ecosystem: We only display products from institutions that comply with Financial Services Authority (OJK) regulations.

📞 Help Center & Customer Service: If you need technical guidance, our support team is ready to assist you (Monday - Friday, 8:30 AM - 5:30 PM WIB):
Entity: PT SENTRAL INFORMA DIGITAL
CS Email: [email protected]
Head Office Address: Soho Capital, 19th Floor, Unit 01-09, Podomoro City, Jalan Letjen S. Parman, Kavling 18
Official Website: https://www.sentralinforma.com/
(Financial Education Warning: Protect yourself from fraud. Tumbuh Dana never charges or requests any upfront administration fees from users. Manage your finances wisely.)