susujoint offer users opportunity to invest an amount into a pool held by susujoint. Each time members make an investment, the investor is require to perform a task that is to bring three people to also invest the same amount. Upon completion of one’s task, one can then withdraw twice of his or her investment into any bank of one's choice.
Thus, if you invested 1000, each member you bring to invest 1000 you get 666.7 for the three people you will be bringing. The individuals you will bring on board are also require to complete their task to get cashout.
For those that receive the first payments, it is like an interest-free loan. For the others, it is like forced saving with gradually declining interest rates.
Formal sector credit is often out of reach due to high interest rates (typically between 20 and 30 percent). Banks also demand collaterals that many informal entrepreneurs cannot provide. And widely ruling corruption may imply additional costs to facilitate the application process.
This is the reason why, susujoint is here to help out by making cash easily accessible to it's members.
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