Any data you share on the Personal Loan Application is safe with us. We employ encryption and information safeguards to keep your information safe at all times. These are as per the best security standards followed by all personal loan apps in Nigeria.
User age limit: 18-60 years old
Loan Amount: from ₦20,000 to ₦100,000.
Tenure: the shortest tenure is 91 days, the longest tenure is 365 days.
Depends on the customer's risk profile and loan tenure. The minimum interest rate is 18% per annum and the maximum interest rate is 36% per annum.
Interest Calculation
For example, if the loan amount is ₦ 3,000 and the interest rate is 36% per annum with the tenure of 91 days, after deducting the processing fee, the interest payable is as follows :
Interest = ₦3,000 * 18% / 365 * 91 = ₦135 only.
Transaction fee：0
Service fee：0
Feature of product:
1.Borrowing: The threshold is low. Register your mobile phone number, fill in the basic information and apply for a loan.
2.Review: We adopt the method of intelligent review, which will make loan after the review is passed.
3.Flexible quotas: In order to meet the borrowing needs of different customers, we have designed a variety of products.
4.Diversified products: cooperate with many financial institutions, allowing you to enjoy convenience and secure lending services.
Benefits & Risks
1. Get access to higher amounts & tenures as you repay on time
2. As compliance requirement your payment behaviour is shared with credit rating agencies; based on that your credit score may increase/decrease
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