Tengekaz - заити онлайн

About Tengekaz - заити онлайн

In order to get a loan in Kazakhstan, you need:
- Passport of a citizen of Kazakhstan and TIN
- 18+
- Availability of a mobile phone
- Card of any bank in Kazakhstan

Conditions:

- The minimum loan repayment period is 60 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Late penalty: 0.1% of the overdue amount per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, the information will be transferred to BKI
- Extension of the loan is possible if the lender is notified in a timely manner and interest is paid for the initial loan term; there are no additional fees for extending the loan

Are you thinking about taking out a loan? First, check if there is any other way to achieve your goal. If a loan is the best solution, make sure you understand the terms of the loan. To make the best decision, compare lenders. Be sure to pay attention to:

Interest rate calculation example:
- The loan amount is 12,000 tenge.
- Loan term – 149 days.
- Commission for using the loan: 0.08% per day, that is, 9.6 tenge per day.
- The total commission amount for 149 days will be 1430.4 tenge.
- Total amount to be returned taking into account the loan amount: 13430.4 tenge.
- FSC (full cost of the loan) as a percentage is 29.2% per annum.

Consequences of late loan repayment:
In case of failure to repay an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount

Basic requirements for borrowers:
Age over 18 years, Kazakhstan citizenship (citizen's passport required).
Credit terms:
You can use the services of the companies we present for a period of 3 to 12 months inclusive.
The interest on the loan (interest rate) ranges from 4 to 916 percent per annum.
Credit history is not taken into account when applying for a loan.
The annual interest rate on the loan ranges from 4 to 916 percent.
In case of failure to pay on time, a fee of 0.1% of the debt amount will be charged.
Example of loan calculation:
Loan size - 1000 ₸, duration - 3 months, interest - 48% per annum. ((48 / 12 * 3) / 100 * 1000) + 1000 = 1120 ₸. Final payment amount: 1120 ₸