mBanqer

About mBanqer

mBanqer - faster and safer transactions, more commission.

mBanqer brings automation to let mobile money agents complete cash deposit, cash-out, airtime transfer and all other mobile money transactions in just a few seconds. No more dialing and re-dialing long USSD codes. No more writing down every transaction in a notebook. mBanqer automates the transaction and records it for you. It works across all networks and does not require internet access.

Key Features

Faster and more accurate transactions:
Speed and accuracy cannot be overemphasized in a commission based business such as that of a mobile money agent. No need to dial and re-dial USSD prompts. mBanqer automates USSD prompts and uses optical character recognition and machine learning modules to help you transact faster and more accurately.


Fraud Protection:
mBanqer detects when you are about to perform a transaction to a fraudulent number and warns you to keep you and your customers safe. With built-in fraud reporting, mBanqer has the largest database of fraudsters and helps make mobile money safer.


Automatic Record-keeping and Analytics:
No more pen and paper record keeping. Successful transactions are automatically recorded locally on your device for faster search when necessary. Graphical analytics also gives you meaningful insights on your transactions. You can have a detailed overview of daily, weekly, and monthly transactions with a click of a button.

No internet access required:
We considered the availability of stable internet as well as the charges it comes with, and we made this app totally offline functional to help agents process transactions faster anytime, anywhere.

SMS alerts and awareness:
We keep you in the loop. Get SMS alerts on new fraud schemes and other meaningful momo business insights. Get to know of network downturns and automatically retry transactions when necessary.



Frequently Asked Questions

Q) Do I need Internet to use mBanqer?
A) No! mBanqer works perfectly offline and you do not need internet access to perform any transaction.

Q) What network does mBanqer serve.
A) mBanqer works for all the networks - MTN, AirtelTigo and Vodafone. You can conveniently operate two networks in a single smartphone at the same time.

Q) Does using mBanqer breach any policy of any service provider?
A) No! mBanqer is purely an automator to help run through USSD prompts quickly. It does not violate any contracts between the agent and mobile network.

Q) Are my transactions being monitored on mBanqer.
A) No! Transactions and records are only locally stored on your device and are by no means shared to any party. In doubt, you can fully operate the app by going offline.

Q) Is there any recommended phone?
A) mBanqer will work on any android phone . For affordable and durable smartphones, we recommend the Itel A16 or A35 series. They are dual sim smartphones that are very cheap and durable.



Safety and Security.
This app does not accept or save any sensitive pin code and therefore cannot process any transaction without approval from the agent. The app only automates USSD steps involved in mobile money transactions and leaves the agent to finally authorize transactions with their pin codes directly with the network.
Transaction history is stored locally on the device and is subject to the demands stipulated by the agents and service providers.

For concerns and enquiries kindly email [email protected]