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About Hisaab - Investment calculator

Hisaab means "calculation" in Hindi — and that's exactly what this app does.

10 financial calculators. Zero ads. Zero clutter. No account required.

────── CALCULATORS ──────

📈 SIP (Systematic Investment Plan)
See how your monthly SIP grows over time. Adjust investment, rate, and period on intuitive sliders. Instantly see future value, invested amount, and estimated returns.

📈 Step-Up SIP
Increase your contribution every year and see how the compounding effect multiplies compared to a flat SIP.

💰 Lumpsum
Have a one-time sum to invest? See how it compounds year by year at any rate.

💳 EMI Calculator
Calculate your exact monthly EMI for home loans, car loans, or any loan. Includes a principal vs. interest donut chart and full amortisation schedule.

🏦 Fixed Deposit (FD)
Quarterly compounding, just like your bank. Maturity value for any amount, rate, and tenure.

🏧 Recurring Deposit (RD)
Monthly deposits with quarterly compounding — the standard Indian RD formula.

🎯 Goal Planner
Working backwards from a target. Enter your goal amount and timeline, and find out exactly how much to invest every month to get there.

📊 SWP (Systematic Withdrawal Plan)
Drawing down a corpus? Find out how long it lasts at a given withdrawal rate — useful for retirement planning.

🔁 STP (Systematic Transfer Plan)
Move money from a debt fund to equity over time. Track source depletion and target growth simultaneously.

📉 Inflation Calculator
See what today's money will actually cost in the future. Essential before any retirement or goal planning.

────── COMPARE ──────

Equity SIP vs Gold vs FD/RD vs PPF — all four on one chart. Edit rates, toggle inflation adjustment, and export as PDF. See where ₹10,000/month actually ends up after 10, 20, or 30 years.

────── WHY HISAAB ──────

✓ No ads — ever
✓ No account or sign-up required
✓ Works fully offline
✓ Indian number formatting (lakhs, crores, ₹)
✓ Year-by-year breakdown on every calculator
✓ Share any result as a beautiful image — instantly to WhatsApp or anywhere
✓ Full calculation history, saved on your device
✓ Light and dark mode
✓ Free, forever

────── MADE IN INDIA ──────

Built for the way Indians think about money — in lakhs and crores, SIPs and FDs. Pure math. No noise.

Estimates only. Not investment advice. Returns are not guaranteed.

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