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About Ví bắc nam

Bac Nam Wallet is a professional application, committed to providing safe and legal loan services for users. We always maintain the motto "Your dedicated financial friend", to help those in need of loans quickly and conveniently receive the necessary money.
I. Loan service
Bac Nam Wallet provides loan services with high limits, loan range from 1 million to 40 million, meeting the loan needs of many different users. At the same time, we provide flexible loan term options, from at least 120 days to a maximum of 365 days, helping users choose the payment term that suits their financial situation. Regarding interest rates, we provide a maximum interest rate that does not exceed 36%, and a service fee of 0%, ensuring users enjoy low-cost loan services.
For example:
If you borrow 10,000,000 VND with a loan term of 4 months, interest rate 18%/year (depending on the customer's actual credit appraisal results), the repayment level is as follows:
Total profit: 10,000,000 VND * 4/12*18%=600,000 VND
Monthly interest: 600,000 VND /4=150,000 VND
Monthly payment amount: 10,000,000 VND /4 + 150,000 VND = 2,650,000 VND
Total refund amount: 10,000,000 VND + 600,000 VND = 10,600,000 VND
II. Loan request
To ensure the legality and safety of loan services, Bac Nam Wallet makes the following requirements for borrowers:
- Age requirement: Borrowers need to be 18 years old and have full civil capacity.
- Nationality requirement: Borrower must be a Vietnamese citizen.
- Bank account: Borrowers need to have a valid Vietnamese bank account to receive loan money and make loan payments.
- Stable income: Borrowers need to have a stable source of income to ensure the ability to pay on time.
III. Product advantages
Bac Nam Wallet receives trust and high appreciation from users thanks to the following advantages:
- Simple registration: Users need to use a phone number to complete registration and submit ID card information for verification, then can easily apply for a loan and enjoy quick approval service.
- Fast loan approval: We use an advanced approval system to quickly review user loan applications, ensuring users receive loans in a short time.
- Safe and legal: We strictly comply with legal regulations in Vietnam, protecting user privacy and information. We do not disclose user information to any individual or organization without the user's consent.
IV. Contact
To provide better service, we welcome users to contact us at any time. Below is our contact information:
- Company name: L4B SOFTWARE INC
- Email: cshelp@vibacnam.com
- Address: 5201 Great America Pkwy Ste 320 Santa Clara, CA
- Website: https://www.vibacnam.com
Bac Nam Wallet, your dedicated financial friend, always strives to provide the safest and most convenient loan service experience. At any time, if you have any questions or needs, we are always ready to serve you.

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