Créditos Sinergia - Perú

About Créditos Sinergia - Perú

Do you need financial support to achieve your goals?

Whether it is to buy more merchandise, replenish supplies, expand your business, cover a family emergency, prepare school supplies, or enjoy a well-deserved vacation, CREDITOS SINERGIA PERÚ is your ideal ally to grow.

Loans from S/200 at competitive rates.

Requirements:
* Be of legal age and have an ID.
* Have an active bank account.
* Present an electricity and/or water bill.
* If you have a small business: include the rental contract for the premises.
* If you work in a company: present your pay slip.

Loan terms:
* Minimum amount: S/200.
* Minimum return period: 3 months (90 days).
* Maximum return period: 12 months.
* Annual Percentage Rate (APR): Up to 25%.
* Administrative expenses: 1% of the requested capital.


Representative example of the loan, suppose:

* Amount requested: S/1,000
* Term: 120 days (4 months)
* Annual Rate (APR): 25%
* Administrative expenses: 1% of capital = S/10


Calculation of the monthly fee:

Monthly interest rate: 25% ÷ 12 = 2.08%
Monthly interest: S/1,000 × 2.08% = S/20.80
Monthly capital: S/1,000 ÷ 4 = S/250.00
Total monthly payment: S/270.80


Total loan costs:

TOTAL INTEREST PAYMENT: S/20.80 × 4 months = S/83.20
CAPITAL PAYMENT: S/1,000
ADMINISTRATIVE EXPENSES: S/10
TOTAL PAYMENT: S/1,000 + S/83.20 + S/10 = S/1,093.20