About SikaCare
Welcome to SikaCare
We have different application criteria for users in different occupational categories to ensure that more Ghanaian users who genuinely need financial support can access cash quickly and reliably.
To apply for a SikaCare loan, you must meet the following conditions:
1. 📅 Be between 18 and 65 years old.
2. 📱 Provide a **valid mobile phone number**.
3. 💼 Have a stable source of income and the ability to repay the loan.
Clear Loan Details – SikaCare
- **Loan Amount**: GHS100 – GHS6,000
- **Loan Term**: Minimum 91 days, Maximum 360 days
**Interest Rate Details**:
- 🔼 Maximum Annual Interest Rate: 20% (APR)
- 🔼 Maximum Daily Interest Rate: 0.0547% (20% ÷ 365)
**Annual Interest Rate Repayment Example**:
- Loan Amount: 6,000
- Term: 180 days
- Total Repayment = GHS6,000 + (6,000 × 20% ÷ 365 * 180) = GHS6,591
🧾 **Other** Fees:
- ✅ 0 Service Fee
- ✅ No Hidden Fees!
🔒 Information Security
🔐 Your user information is absolutely safe with us.
You can learn more about how we collect, store, and share your data in our **Privacy Policy**:
📘https://api.sikacare.xyz/privacy-policy.html
📞 Contact Us
❓ If you have any questions or need assistance during use, please feel free to contact us.
Our customer service team is online 12 days/5 days a week and is ready to help you!
- 📧 **Customer Service Email**: [email protected]
- 📍 **Company Address**: 33 Oba Aklan Road, Ikeja District, Lagos State
🙏 Thank you for choosing SikaCare
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