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About Oto

Oto by Singer Finance (Lanka) PLC is designed to make managing your everyday finances simpler, more convenient, and more connected.
Powering your everyday, Oto brings essential financial services together in one easy-to-use mobile experience, helping you manage your money and existing financial facilities whenever you need them.

With Oto, you can:
• Pay Your Bills
Manage your everyday bill payments conveniently through the app.

• Transfer Funds
Transfer funds easily and manage your day-to-day financial needs from your mobile device.

• Create Fixed Deposits Digitally
Create Fixed Deposits digitally through a simple and convenient process, without the need for a manual application process.

• Manage Loan Repayments
Make repayments for your existing loan facilities conveniently through the app.

• View Your Financial Portfolio
Get a clear view of your existing facilities and key details in one place, making it easier to keep track of your financial commitments.

• Track Every Transaction
Access a detailed transaction history for full visibility into your payments, transfers, and account activity—all organized and easy to review, whenever you need it.

• Bank-Grade Security, Built In
Log in quickly and securely with biometric authentication, alongside a PIN-based login with strict security rules—weak or repeated PIN patterns aren't allowed, and your PIN refreshes periodically to keep your account safe. Each wallet is locked to a single registered device, so if someone tries to log in from an unrecognized device, you'll be notified instantly by SMS with the details of the attempt. Forgot your PIN? Reset it securely in-app through identity verification, or get help anytime from our support centre.

• Simple and User-Friendly Experience
Oto is designed with a clean and intuitive interface to make everyday financial activities easy to navigate.
Oto is built around a simple idea: your financial services should work around your everyday life—not the other way around.
Whether you are paying a bill, transferring funds, managing your savings, making a loan repayment, or checking your financial portfolio, Oto puts these essential services at your fingertips.

Oto by Singer Finance
Powering your everyday..