State Bank of India offers an exclusive mobile app for customers to apply for a loan for their dream homes through their Android smartphones, making it the quickest and the most convenient way of availing home loan.This app facilitates:
· Get loan eligibility,
· Customize loan quotes as per individual’s requirement
· Retrieve your loan quote at a later date to complete the application process
· Get Instant “Approval-in-Principle”
· Download prefilled application form
· Upload KYC & Income documents
· Schedule appointment with Bank
· Request for “Get a Call Back”
· Track application status
· Notification and alerts for scheduled activities and completed jobs
· Get information regarding product features, document-checklist and rate of interest
· Frequently Asked Questions
• Get Instant Sanction & disbursement of SBI Tatkal e-Personal Loan.
• Minimum and maximum period for repayment : Minimum 3 months and maximum 60 months
• Maximum Annual Percentage Rate (APR), which generally includes interest rate plus fees and other costs for a year, or similar other rate calculated consistently with local law: 14.15 %
• A representative example of the total cost of the loan, including all applicable fees:
Eg: Loan Amount: 500000/-
Term: 60 months
Interest Rate: 13.55
Total Interest Payable over the term: 191068/-
Applicable Processing Fees:2500/-
Total Cost: 1,93,568/-
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