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About YooCash

# What is YooCash #
Loan amount: 150,000 GHS - 250,000 GHS
Loan term: shortest is 91 days, longest is 365 days
Daily interest rate: 0.0057%
Maximum annual interest rate APR: 20.55%

Calculating the number is very easy. For example, if you choose a loan of 100,000 over 12 months, we
will display the details below:
Installment plan: 12.
Principal: 100,000 GHS.
Amount of expenditure: 100,000 GHS. Amount of expenses = capital - expenses 100,000 GHS - 0 GHS = 100,000 GHS.
PMT (monthly payment amount): 10045.8 GHS. PMT = GHS100,000 x (1 + 20.55%)/ 12 = GHS10045.8.
Cost: 0 GHS.
Total interest: 20,550 GHS.
Total amount: 120,550 GHS. Total amount = capital + total interest = 120,550 GHS.
Overall interest rate: 20.55%. Total interest rate = total interest / principal * 100% =, 120,550 GHS / 100,000 GHS * 100% = 20.55%.
Monthly interest: 1.71%. Monthly interest = total interest rate / installment = 20.55% / 12 = 1.71%.

# In YooCash #
1. Create your account.
2. Apply in seconds.
3. Receive your loan directly into your bank account.
4. Increase your loan limit each time you repay a loan.

# Loan Eligibility #
1. Ghana citizen.
2. Over 18 years old.
3. Valid document and evidence.
4. Must have an active bank account.

# About YooCash #
Crissy Financial Limited is a systemically important microcredit company within group companies branded YooCash.

Crissy Financial Limited has created YooCash as a free application.
All loan applications are approved and sanctioned by the Reserve Bank of Ghana(RBG) and communicated upstream when applying for the loan.

Address: C59C+7JM, Kalpohin Estate 1st Rd, Tamale, Ghana
Email: [email protected]
Mobile: +233 811000010.
Business hours:
Monday to Friday: 9:00 a.m. to 6:30 p.m.
Saturday to Sunday: 10 a.m. to 6 p.m.

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Frequently Asked Questions(FAQ)

What is YooCash?

YooCash is a microcredit company that offers loans ranging from 150,000 GHS to 250,000 GHS with a loan term of 91 to 365 days and a daily interest rate of 0.0057%. The maximum annual interest rate APR is 20.55%.

How do I apply for a loan with YooCash?

To apply for a loan with YooCash, you need to create an account, fill out an application, and submit it. Once approved, the loan amount will be deposited directly into your bank account.

What are the loan eligibility requirements for YooCash?

To be eligible for a loan with YooCash, you must be a Ghana citizen, over 18 years old, have valid documentation and evidence, and have an active bank account.

How does YooCash calculate loan repayment details?

YooCash calculates loan repayment details based on the loan amount, loan term, daily interest rate, and other factors. The repayment details, including monthly payment amount, cost, total interest, total amount, overall interest rate, and monthly interest, will be displayed before you accept the loan.

What is Crissy Financial Limited?

Crissy Financial Limited is a systemically important microcredit company that owns and operates YooCash. All loan applications are approved and sanctioned by the Reserve Bank of Ghana (RBG).

What are YooCash's business hours?

YooCash's business hours are from 9:00 a.m. to 6:30 p.m. on Monday to Friday and from 10 a.m. to 6 p.m. on Saturday to Sunday. You can contact them via email at [email protected] or by phone at +233 811000010.