GoodScore: Build Credit Score

About GoodScore: Build Credit Score

Introducing GoodScore – a credit score builder app that is designed to improve your credit score. With GoodScore, you can do a lot more than just check your CRIF score. This app will help you build a good credit score for better financial stability and status.

Get help from a Credit Expert who will guide you through the entire journey of increasing your credit score, building your credit history and credit record.

GoodScore’s credit score is powered by CRIF High Mark - 1 of the 4 credit bureaus authorized by RBI. In addition to CRIF, we’re working towards adding CIBIL, Equifax and Experian scores for you on the GoodScore app soon.

How does GoodScore work?


Increasing credit score is not an overnight task. Our Credit Expert will assist you over 3-6 months or longer if required, to help you make the best choices and carry out actions that will gradually increase your credit score.

Our credit expert will help you understand the factors that affect your CRIF score and give you a personalised video recording on how to manage your credit.

Our credit score builder service includes the following:
✅ Monthly tracking of your credit score and detailed report
✅ Identifying score improvement opportunities
✅ Tips on how to improve your score
✅ Monthly review of financial decisions and steps taken

Get a complete lowdown of all your credit & loan accounts under one tab. You can check your CRIF score anytime on the app. Never get rejected for a loan ever again due to a low score.

Check your CRIF credit score

You can check your CRIF High mark Credit Score any time on the app. CRIF High mark is a credit information company which is one of the four major Credit information companies in India.


We’re also working towards onboarding the other 3 credit bureaus namely CIBIL, Experian and Equifax. We’ll update you as soon as these credit bureaus are available on the app.


Benefits of using GoodScore

Your credit health is about to improve with GoodScore:
✅ Check your CRIF credit score and credit report on the go
✅ Get personalised insights from a credit expert
✅ Keep a track of all your loan and credit accounts under one tab
✅ Set reminders for bill payments & EMIs
✅ Get access to a credit booster account meant for increasing your credit score

As your credit score increases, you’ll become eligible to get loans and credit cards from India’s top banks like HDFC Bank, SBI, Bank of Baroda, PNB, ICICI Bank, Axis Bank, Kotak Mahindra Bank, IDFC First Bank, IndusInd Bank, Bandhan Bank, RBL Bank, Federal Bank, etc.


How is CRIF credit score different from CIBIL?

CRIF and CIBIL are two different platforms owned by two different companies. While CRIF Highmark was incorporated in India in 2010, CIBIL Score has been functional since 2000. However, both the companies are approved by the Reserve Bank of India.


The parameters chosen by both CIBIL TransUnion and CRIF High Mark are majorly similar. Except for a few, both companies have a similar mechanism to calculate the credit score of an individual or a firm. For instance, both companies use repayment history, credit mix, new credit and outstanding debt to make the credit report.

Having a good credit history in CIBIL will have somewhat similar results with CRIF Highmark as well. So, try keeping a good credit history, so you never fail to get an instant loan approval.

Data safety

Your data privacy is of utmost importance to us. Rest assured that your data is safe and secure when you use the GoodScore app.


Contact us
Phone number: 080-69819393
WhatsApp: +91-7439319184
Email: [email protected]

You can always connect with us via WhatsApp and Instagram for any queries. You can find the WhatsApp chat option on the top right of the app’s home page.
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