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About Rayo App

Rayo is a Nigerian digital wallet and reseller app for airtime, data, and everyday payments.

Buy airtime and data
Top up any Nigerian number in seconds. Choose from major networks and popular data plans, pay from your Rayo wallet, and get instant delivery.

Fund your wallet securely
Add money with verified funding options. Confirm payments with your Transaction PIN so your balance stays protected.

Become a vendor
Upgrade to a vendor shop, set your brand, and sell airtime and data to customers through the Rayo market. Manage your shop, track activity, and grow your reseller business from one app.

Built for everyday use
• Fast airtime and data purchases
• Secure wallet with Transaction PIN
• Optional biometric unlock (off by default)
• Vendor marketplace for resellers
• Clear transaction history

Account & security
Create an account with email or phone and a password. Email verification is required for purchases, wallet funding, and vendor upgrade. Your Transaction PIN is required for payments and cannot be skipped.

Support
Need help? Visit https://rayoapp.com.ng or contact support from the app.

Rayo — airtime, data, wallet, and vendor tools in one place.