RapiQ-Préstamos rápidos

About RapiQ-Préstamos rápidos

RapiQ is a lending application designed to provide fast and secure credit services to residents of Guatemala. RapiQ offers convenient and reliable online personal loans. Our service guarantees the protection of user information with the highest security standards. With RapiQ, you can easily obtain a loan to address urgent personal financial needs.
Online loans through RapiQ, this is very easy! All you need is to have a bank account and an ID document. To request a loan, you must select the amount you want to request, the time you want to pay the microcredit and how you want to pay, fill out your personal information and enter the details of the bank account in which you will receive the loan.

RapiQ Product Introduction:
- Credit limit: From Q 500 to Q 4,000
- Term to pay the credits: from 91 to 365 days
- Interest: 0.08% daily rate. Maximum annual interest rate of 29%
- APR: 12% - 29%
- Commission Charge (VAT included)：2% - 6%

For example: The loan is Q 4,000 and the loan term is 150 days, loan details: Amount: Q 3,000
Loan term: 150 days
Interest: Q 357=3,000 * 29% / 365 * 150
Commission Charge (VAT included): Q 180= 3,000 * 6%
The total amount to pay would be up to: Q 3,537.

Requirements to apply for a loan at RapiQ
- Being over 18 years
- Salaried and stable monthly cash income.
- Current IPR
- Have a savings or monetary bank account for one year (in your name) where you can receive the transfer.

How to get RapiQ loans? Simply follow these steps:
- Download the RapiQ APP
- Sign up for an account using your phone number.
- Secure your identity in 3 easy steps through the application.
- Receive money deposited in your bank account.

How to pay? Up to Q3,000 credit increase for timely payments
- Go to the app, select "Pay" to enter payment details and follow the instructions
- Select the method you want to pay with.
- Get the payment page or payment code.
- Complete the payment.

Privacy Protection:
RapiQ ensures that your data is always protected on our secure servers and we will never give your information to anyone without your permission. Additionally, we provide the Privacy Statement of https://gt.rapiqgt.com/privicty/rapiqprivicty.html

Contact Us:
We are always happy to hear from you! If you have comments, questions or concerns, please contact us.
Our working hours: Monday to Friday 9am to 6pm
Email: [email protected]
Company address: 13 Calle 3-40, Cdad. from Guatemala 01010