Solusiku- Trusted Loan

About Solusiku- Trusted Loan

*PT Anugerah Digital Indonesia* is a digital credit service provider company registered under the laws and regulations of the Republic of Indonesia and Financial Services Authority (OJK) regulations with number KEP-28/D.05/2021.

*Solusiku*, as a superior product from PT Anugerah Digital Indonesia, is committed to maintaining integrity and providing the best service for users in accordance with applicable legal provisions. By relying on sophisticated and innovative data technology, Solusiku is here to provide easy financial access for those who have not been reached by the traditional banking system through a trusted fintech platform.

Solusiku offers a fast and easy loan process, allowing users to apply for a loan anytime and anywhere. This system is designed to eliminate complex manual procedures in conventional financial services, so that funds can be disbursed immediately after the loan is approved.

### *How to Apply for a Loan*
1. *Register and log in* using your cellphone number.
2. *Upload personal information* completely and correctly.
3. *Wait for the verification process* and loan approval.
4. *Receive instant disbursement of funds* after approval.
5. *Borrower requirements*: Indonesian citizens (WNI) at least 18 years old.
6. *Loans without collateral*: Users only need to upload their KTP to apply for a loan through Solusiku.

### *Product and Service Details*
- *Service fee*: Only 10% without any additional fees.
- *Loan duration: **91 – 270 days*, with the option of paying in installments.
- *Loan ceiling: IDR **1,800,000 – 100,000,000*, adjusted to user needs.
- *Interest rate: 0.1% – 0.166% per day (APR: **15.1% – 36%*).

#### *Loan Simulation*
For example, for a loan of *Rp 1,800,000* with a term of *91 days* and a service fee of 10%, the total repayment is calculated as follows:
*IDR 1,800,000 + (IDR 1,800,000 × 0.1% × 91 days) = IDR 1,963,800*


### *Ease of Payment*
Solusiku provides various digital payment methods, allowing users to pay installments at any time without having to leave the house. Payment can be made via:
✅ *Virtual Bank Account* (Permata, Mandiri, BNI, BCA, and others)
✅ *Online Banking & Mobile Banking*
✅ *Convenience Store*

After successful payment, the system will automatically update the user's loan information.

### *Contact us*
*Customer Services*: 021 5092 8925
*Email*: cs@ Solusi-ku.id
*Address*: Tower Cyber ​​2, Jl. HR Rasuna Said Block X-5 Kav.13, Kuningan Timur, Setiabudi, South Jakarta
*Operational Hours*: Monday – Sunday, 08:30 – 17:30
*Website*: [https://www. Solusi-ku.id/]
*Facebook*: https://www.facebook.com/id Solusiku/
*Tiktok*: https://www.tiktok.com/@ Solusiku_id?lang=en

*Solutionku – a fast, safe and reliable financial solution!*