Pratico Speed is a mobile loan application designed specifically for the Angola region, with the aim of meeting emergency loan needs for individuals and businesses. With our app, you can easily apply for a loan and quickly get financial support, helping you develop your business or face unforeseen situations.
Loan Product Features:
Loan Limit: AOA 8,000 - AOA 200,000
Loan Term: 80 days to 200 days
Daily Interest Rate: 0.1% - 0.5%
Annual Interest Rate (APR): 36.5% - 182.5%
Payment Method: You can choose to pay daily, weekly or monthly flexibly.
Example: If you request a loan worth AOA 200,000, with a term of 90 days and an interest rate of 0.1%. The amount actually made available will be AOA 200,000, with a total cost of the loan of AOA 200,000 * 90 * 0.1% = AOA 18,000. The total amount to be repaid will be AOA 218,000. Payment will be made in one time, and AOA 218,000 must be reimbursed after 90 days.
Loan Eligibility Criteria:
Age between 18 and 60 years old
Possess a valid national identification card
Have a stable source of income, including employed or self-employed people
Documents Required to Request the Loan:
Payment account in your name
Fill out our request form
Agree to the terms and privacy policy in the app
How to Request a Loan?:
Download and install the Pratico Speed app
Authorize data permissions
Register with your phone number
Fill in the necessary information
Submit your loan application and agree to the loan agreement
If the request is approved, the funds will be transferred directly to your account; If it is not approved, check that the information is correct and apply again.
Data Security
To effectively assess your credit condition, Pratico Speed needs your relevant information. You have the right to choose whether to authorize collection. All data will be stored and processed securely; We take various measures (such as HTTPS encryption, firewall, anonymization and access control) to protect data security.
Make sure your phone is always updated to the latest version to get the latest features.
Customer Service and Complaints
If you have any questions or complaints, please contact us: [email protected]
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